398 Armstrong Rd, Pilot Mountain, NC 27041 Property Records

Surry County property record for 398 Armstrong Rd, Pilot Mountain, NC 27041

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 864 sqft · built 1987
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on Record
Tax Bill	$722 (2026)
Deeds & Mortgages	Oct 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`5948-00-92-9496`

Property Details

APN / Parcel Number

Primary APN	`5948-00-92-9496`
Alternative APN	`10019699`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	26,136 sqft (0.6 acres)
Lot Width	280 ft Width
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	10019699
Street Address	398 ARMSTRONG RD
City	PILOT MOUNTAIN
State	NC
Zip	27041-8109
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA
Legal Description	SR 1822
Legal Subdivision	HOLLYSPRINGS
Jurisdiction	SURRY NC
Township / Civil Division	SOUTH WESTFIELD
Census Block Group	2
Census Block	2011
Census Tract	930102

Owner

Source: Surry County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	398 ARMSTRONG RD, PILOT MOUNTAIN, NC 27041-8109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	398 ARMSTRONG RD, PILOT MOUNTAIN, NC 27041-8109
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1732/1
Date	Oct 23, 2020
Book Page	1732/1
Instrument	677575

Lender

Name	LOCAL GOVERNMENT FEDERAL CREDIT UNTION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2040

Tax Assessment & Valuation

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$722.00 (-0.82%)	$88,290 (-22.84%) Land $11,700 Building $76,590	$88,290 (-22.84%) Land $11,700 Building $76,590
2025	$728.00 (+49.49%)	$114,420 (+29.6%) Land $12,600 Building $101,820	$114,420 (+29.6%) Land $12,600 Building $101,820
2023	$487.00	$88,290 Land $11,700 Building $76,590	$88,290 Land $11,700 Building $76,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35