398 4th St, Vanderbilt, TX 77991 Property Records

Jackson County property record for 398 4th St, Vanderbilt, TX 77991 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	1,895 sqft · built 2022
Lot Size	0.482 acres (20,996 sqft)
Owner	Individual Name on File
Tax Bill	$2,966 (2025)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R49079`

Property Details

APN / Parcel Number

Primary APN	`R49079`
Alternative APN	`4350048000171`

Interior

Building Area	1,895 sqft Living Area
Gross Area	2,657 sqft

Exterior

Year Built	Built 2022
Lot Area	20,996 sqft (0.482 acres)

Location & Zoning

Account Number	4350048000171
Street Address	398 4TH ST
City	VANDERBILT
State	TX
Zip	77991
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VANDERBILT, BLOCK 48, LOT 13 TO 18, ACRES 0.482
Legal Block	48
Legal Lot Number	13
Jurisdiction	JACKSON TX
Township / Civil Division	VANDERBILT
Census Block Group	3
Census Block	3123
Census Tract	950300

Owner

Source: Jackson County records · APN R49079

Assessment roll updated September 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	398 4TH ST, VANDERBILT, TX 77991
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Mar 29, 2022
Transfer Doc	000658/869
Record Updated	Jun 08, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON TX
Recording Date	Mar 29, 2022
Property Address	398 4TH ST, VANDERBILT, TX 77991
Document Number	000658/869
Book / Page	658 / 869
Map Reference	VOL 2 PG 7
Instrument Date	Mar 23, 2022
Instrument	2022-00940
Transaction Type	Transfer
Record Updated	Sep 25, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	398 4TH ST, VANDERBILT, TX 77991

Mortgage

Document Number	0202200942
Date	Mar 29, 2022
Instrument	2022-00942

Lender

Name	TEXAS DOW EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Apr 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Apr 01, 2053
Change Frequency	Annually
Min Rate At Change	4.37%
Max Rate At Change	6.37%
Index	1-Year CMT
Max Rate	10.3%

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated September 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Texas
County	Jackson County
Unified School District	Industrial Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,966.00 (+1,266.82%)	$157,630 (+51.68%) Land $10,290 Building $147,340	$157,630 (+51.68%) Land $10,290 Building $147,340
2023		$103,920 Land $10,290 Building $93,630	$103,920 Land $10,290 Building $93,630
2022	$217.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (48239C), updated September 16, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482399503003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Nearby Flood Policies	10 in force 10 of 10 on primary residences
Nearby Flood Claims	5 (1994–2017)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Aug 2017, other causes, Hurricane Harvey
Flood Events	Hurricane Harvey (Aug 2017), 3 claims

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 57% of Texas
Wildfire Likelihood	About 1 in 323 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.