398 2nd Ave, Troy, NY 12182 Property Records

Rensselaer County and Troy City property record for 398 2nd Ave, Troy, NY 12182

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,760 sqft · built 1890
Lot Size0.12 acres (5,227 sqft)
OwnerIndividual Name on File
Last Sale$110,000 (Dec 2019)
Tax Bill$6,224 (2026)
Deeds & MortgagesDec 2019 Sale & Mortgage
APN381700 80.71-10-8

Property Details

APN / Parcel Number

Primary APN381700 80.71-10-8
Alternative APN
  • 1601630

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,760 sqft Living Area
1st Floor Area1,056 sqft
2nd Floor Area704 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area5,227 sqft (0.12 acres)
Lot Dimensions120 ft deep x 43 ft wide
PorchSlab
Porch Area192 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1601630
Street Address398 2ND AVE
CityTROY
StateNY
Zip12182-3019
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTF
Legal Description2.5 STY FR HSE 256-3 9-08/SPT 11
Legal Block10
Legal Lot Number8.000
JurisdictionRENSSELAER NY
Township / Civil DivisionTROY
Census Block Group3
Census Block3022
Census Tract40200

Owner

398 2nd Ave is owned and occupied by an individual who bought it in December 2019.

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address398 2ND AVE, TROY, NY 12182-3019
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 24, 2019 · Amount on File
Deed SaleDec 24, 2019 · Amount on File
Deed Document Number2019562201
Deed Book / Page9043 / 328
Record UpdatedOct 29, 2026

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRENSSELAER NY
Recording DateDec 24, 2019
Property Address398 2ND AVE, TROY, NY 12182-3019
Document Number0000562201
Book / Page009043 / 000328
Instrument DateDec 23, 2019
Instrument562201
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyNORTHWAY ABSTRACT CORPORATION, NORTHWAY ABS CORP

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$440.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address19 E GLENWOOD DR LATHAM NY 121103320, LATHAM, NY 12110-3320

Mortgage

Document Number562202
DateDec 24, 2019
Book Page009043/000331
Instrument562202
Lender
NameHOMESTEAD FNDG
TypeFunding / Finance Company
AddressALBANY, NY 12205
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueDec 23, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 398 2nd Ave was $6,224, up 1.5% from the year before.

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
MunicipalityTroy City
Unified School DistrictLansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,224.00 (+1.48%)
2025$6,133.00$80,000 Land $12,000 Building $68,000$137,000 Land $20,550 Building $116,450
2023$80,000 (-) Land $12,000 Building $68,000$114,300 (+8.59%) Land $17,145 Building $97,155
2022$4,338.00$80,000 Land $12,000 Building $68,000$105,263 Land $15,789 Building $89,474

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 398 2nd Ave; there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1979–1982)
Most Recent ClaimMar 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 398 2nd Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
Hudson Valley Wireless
Fixed Wireless
200 / 20
T-Mobile
Fixed Wireless
100 / 20

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