Clermont County property record for 3979 Ponder Dr, Cincinnati, OH 45245
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,849 sqft · built 2003 |
| Lot Size | 0.465 acres (20,255 sqft) |
| Owner | Individual Name on File |
| Last Sale | $215,000 (Jul 2020) |
| Tax Bill | $4,684 (2025) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage Sep 2019 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-31-12A-252 |
| Primary APN | 41-31-12A-252 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,849 sqft Living Area |
| 1st Floor Area | 612 sqft |
| Basement Area | 385 sqft |
| Unfinished Basement | 385 sqft |
| Family Room | Family Room |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 20,255 sqft (0.465 acres) |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 648 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 59 sqft |
| Patio Area | 265 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3979 PONDER DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45245-1985 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PONDER WOODS; LOT 10 |
| Legal Subdivision | PONDER WOODS |
| Legal Lot Number | 10 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 41202 |
Source: Clermont County records · APN 41-31-12A-252
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2449 INDIAN MOUND AVE, CINCINNATI, OH 45212-1712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 01, 2020 | Special Warranty Deed, Transfer · Conventional Mortgage KELLER MORTGAGE LLC |
| Sep 30, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 01, 2020 · Amount on Record |
| Deed Sale | Jul 01, 2020 · Amount on Record |
| Prior Sale | Sep 30, 2019 · Amount on Record |
| Deed Document Number | 202016448 |
| Deed Book / Page | 2843 / 2154 |
| Record Updated | Jun 08, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Jul 01, 2020 |
| Property Address | 3979 PONDER DR, CINCINNATI, OH 45245-1985 |
| Document Number | 0000016448 |
| Book / Page | 2843 / 2154 |
| Map Reference | MB 10 PG 269&270 |
| Instrument Date | May 27, 2020 |
| Instrument | 202000016448 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2021 |
| Title Company | TITLE CLEARING & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 440 S LA SALLE ST # ST2000, 440, CHICAGO, IL 60605-1028 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2449 INDIAN MOUND AVE, CINCINNATI, OH 45212-1712 |
| Document Number | 0000016449 |
|---|---|
| Date | Jul 01, 2020 |
| Instrument | 202000016449 |
| Name | KELLER MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Sep 30, 2019 |
| Property Address | 3979 PONDER DR, CINCINNATI, OH 45245-1985 |
| Document Number | 0000021915 |
| Book / Page | 002819 / 003231 |
| Instrument Date | Sep 20, 2019 |
| Instrument | 21915 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $560.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 939 W NORTH AVE CHICAGO IL 606427138, CHICAGO, IL 60642-7138 |
| Investor | Possibly a Property Investor |
Source: Clermont County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,684.00 (-49.36%) | $93,000 (-) Land $16,800 Building $76,200 | |
| 2024 | $265,700 (-) Land $48,000 Building $217,700 | ||
| 2023 | $9,249.00 (+113.41%) Homeowner's exemption | $93,000 (+25.15%) Land $16,800 Building $76,200 | $265,700 (+25.15%) Land $48,000 Building $217,700 |
| 2022 | $4,334.00 Homeowner's exemption | $74,310 Land $13,300 Building $61,010 | |
| 2020 | $212,300 Land $38,000 Building $174,300 |
Source: FEMA National Flood Hazard Layer as of February 6, 2010 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 274 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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