3979 Lucent Ct, Rancho Cordova, CA 95742 Property Records

Sacramento County property record for 3979 Lucent Ct, Rancho Cordova, CA 95742

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,501 sqft · built 2020
Lot Size	0.178 acres (7,747 sqft)
Owner	2 Individual Names on Record
Last Sale	$597,000 (May 2020)
Tax Bill	$9,545 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`067-1170-045-0000`

Property Details

APN / Parcel Number

Primary APN	`067-1170-045-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,501 sqft Living Area
1st Floor Area	1,859 sqft
2nd Floor Area	1,642 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	7,747 sqft (0.178 acres)
Garage Area	688 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3979 LUCENT CT
City	RANCHO CORDOVA
State	CA
Zip	95742-8226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD 5 (SDSP
Legal Description	SUNRIDGE VILLAGE 1, LOT 45, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	SUNRIDGE VILLAGE 1
Legal Lot Number	45
Jurisdiction	SACRAMENTO CA
Township / Civil Division	RANCHO CORDOVA
Census Block Group	3
Census Block	3000
Census Tract	8708

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3979 LUCENT CT, RANCHO CORDOVA, CA 95742-8226
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACG FUNDING INC
Aug 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACG FUNDING INC
May 15, 2020	Grant Deed, Subdivision Related Transfer · Conventional Mortgage FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2020 · Amount on Record
Deed Sale	May 15, 2020 · Amount on Record
Deed Book / Page	20200515 / 490
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3979 LUCENT CT, RANCHO CORDOVA, CA 95742-8226
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3979 LUCENT CT, RANCHO CORDOVA, CA 95742-8226
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000766
Date	Aug 3, 2021
Instrument	202108030766

Lender

Name	ACG FUNDING INC
Type	Mortgage Company
Address	ROWLAND HEIGHTS, CA 91748

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3979 LUCENT CT, RANCHO CORDOVA, CA 95742-8226
Transaction Type	Mortgage
Record Updated	Aug 13, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3979 LUCENT CT, RANCHO CORDOVA, CA 95742-8226

Mortgage

Document Number	8030000000766
Date	Aug 3, 2021
Book Page	20210803/766

Lender

Name	ACG FUNDING INC
Type	Mortgage Company
Address	ROWLAND HEIGHTS, CA 91748

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

May 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 15, 2020
Property Address	3979 LUCENT CT, RANCHO CORDOVA, CA 95742-8226
Document Number	2005150490
Instrument Date	May 8, 2020
Instrument	2005150490
Transaction Type	Subdivision Related Transfer
Record Updated	May 29, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$657.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3979 LUCENT CT RANCHO CORDOVA CA 957428226, RANCHO CORDOVA, CA 95742-8226

Mortgage

Document Number	2005150491
Date	May 15, 2020
Instrument	2005150491

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2050

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Rancho Cordova City
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$665,858 (+2%) Land $150,591 Building $515,267
2025	$9,545.00 (+1.26%) Homeowner's exemption	$652,803 (+4.04%) Land $147,639 Building $505,164
2024	$9,426.00 (+2.45%)
2023	$9,201.00 (+2.2%) Homeowner's exemption	$627,456 Land $141,907 Building $485,549
2022	$9,003.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 49% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCWA MATHER-SUNRISE serves 32,812 people · EPA ID CA3410704
Water Source	Purchased surface water from SCWA - LAGUNA/VINEYARD
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50

May also be available: AT&T.

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