Oldham County property record for 3979 Hidden Falls Dr, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.03 acres (44,866 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,276,893 (Nov 2023) |
| Tax Bill | $15,760 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Feb 2023 Construction Loan + 1 more |
| APN | 10-14B-01-9 |
| Primary APN | 10-14B-01-9 |
|---|---|
| Alternative APNs |
|
| Lot Area | 44,866 sqft (1.03 acres) |
|---|
| Account Number | 71954 |
|---|---|
| Street Address | 3979 HIDDEN FALLS DR |
| City | PROSPECT |
| State | KY |
| Zip | 40059-5508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & 1.03AC |
| Legal Block | SEC 1 |
| Legal Lot Number | 9 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | PEWEE VALLEY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 30704 |
3979 Hidden Falls Dr is owned and occupied by an individual who bought it in November 2023.
Source: Oldham County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3979 HIDDEN FALLS DR, PROSPECT, KY 40059-5508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2026 | Deed of Trust, Mortgage · Line of Credit TRUST BANK |
| Feb 1, 2023 | Deed of Trust, Mortgage · Construction Mortgage THE FARMERS BANK OF MILTON |
| Nov 22, 2023 | Deed, Subdivision Related Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 2023 · Amount on File |
| Deed Sale | Nov 22, 2023 · Amount on File |
| Deed Document Number | 748644 |
| Deed Book / Page | D1370 / 493 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Sep 8, 2026 |
| Property Address | 3979 HIDDEN FALLS DR, PROSPECT, KY 40059-5508 |
| Document Number | 0000954566 |
| Book / Page | 2760 / 25 |
| Instrument Date | Aug 12, 2026 |
| Instrument | 2026954566 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2026 |
| Title Company | BLYTHE TITLE |
| Name | Verified Name |
|---|---|
| Address | 3979 HIDDEN FALLS DR, PROSPECT, KY 40059-5508 |
| Document Number | 0000954566, |
|---|---|
| Date | Sep 8, 2026 |
| Book Page | 2760/25 |
| Instrument | 2026954566 |
| Name | TRUST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 12, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 3979 HIDDEN FALLS DR, PROSPECT, KY 40059-5508 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M2614/845 |
|---|---|
| Date | Feb 1, 2023 |
| Book Page | M2614/845 |
| Instrument | 718955 |
| Name | THE FARMERS BANK OF MILTON |
|---|---|
| Type | Bank |
| Address | CRESTWOOD, KY 40014 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 23 Months |
| Due | Jan 26, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Nov 22, 2023 |
| Property Address | 3979 HIDDEN FALLS DR, PROSPECT, KY 40059-5508 |
| Document Number | 0D1370/493 |
| Book / Page | D1370 / 493 |
| Map Reference | MB 7 PG 57 |
| Instrument Date | Nov 22, 2023 |
| Instrument | 748644 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | MONUMENT TITLE COMPANY INC, MONUMENTAL TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,277.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6244 OLD LAGRANGE RD STE 15, 15, CRESTWOOD, KY 40014-7555 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3979 HIDDEN FALLS DR, PROSPECT, KY 40059-5508 |
| Document Number | 0000748645 |
|---|---|
| Date | Nov 22, 2023 |
| Instrument | 748645 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
The 2025 property tax bill for 3979 Hidden Falls Dr was $15,760, down 0.3% from the year before.
Source: Oldham County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,760.00 (-0.32%) | $1,276,893 (-) Land $195,000 Building $1,081,893 | $1,276,893 (-) Land $195,000 Building $1,081,893 |
| 2024 | $15,811.00 (+553.89%) | $1,276,893 (+554.82%) Land $195,000 Building $1,081,893 | $1,276,893 (+554.82%) Land $195,000 Building $1,081,893 |
| 2023 | $2,418.00 | $195,000 Land $195,000 | $195,000 Land $195,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
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