3979 E Beaver Island Rd, Grayling, MI 49738 Property Records

Crawford County property record for 3979 E Beaver Island Rd, Grayling, MI 49738

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,584 sqft · built 1960
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Sep 2012)
Tax Bill	$3,070 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`040-41-009-07-060-00`

Property Details

APN / Parcel Number

Primary APN	`040-41-009-07-060-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,584 sqft Living Area
1st Floor Area	1,584 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,632 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Modular
Lot Area	217,800 sqft (5 acres)
Lot Width	165 ft Width
Garage Area	3,120 sqft
Parking Spaces	11 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3979 E BEAVER ISLAND RD
City	GRAYLING
State	MI
Zip	49738-8663
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NRD
Legal Description	W 1/2 OF W.10A.OF SW 1/4 OF NW 1/4 5 A SEC 9 T26N R3W
Legal Range	03W
Legal Township	26N
Legal Section	09
Legal Subdivision	W2 SW4 NW4 S9T26NR3W
Jurisdiction	CRAWFORD MI
Township / Civil Division	GRAYLING
Census Block Group	3
Census Block	3015
Census Tract	960300

Owner

Source: Crawford County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3979 E BEAVER ISLAND RD, GRAYLING, MI 49738-8663
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTH CENTRAL AREA CREDIT UNION
Jun 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage NORTH CENTRAL AREA CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2012 · Amount on Record
Deed Sale	Sep 18, 2012 · Amount on Record
Prior Sale	Mar 22, 2004
Deed Document Number	201244878
Deed Book / Page	710 / 596
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD MI
Property Address	3979 E BEAVER ISLAND RD, GRAYLING, MI 49738-8663
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3979 E BEAVER ISLAND RD, GRAYLING, MI 49738-8663

Mortgage

Document Number	0000000762/0000000623
Date	Jul 21, 2021
Book Page	0000000762/0000000623

Lender

Name	NORTH CENTRAL AREA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD MI
Property Address	3979 E BEAVER ISLAND RD, GRAYLING, MI 49738-8663
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	731/630
Date	Jun 23, 2017
Book Page	731/630
Instrument	R0065891

Lender

Name	NORTH CENTRAL AREA CREDIT UNION
Address	HOUGHTON LAKE, MI 48629

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 20, 2027

Tax Assessment & Valuation

Source: Crawford County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Crawford County
County Subdivision	Grayling Charter Township
Unified School District	Crawford AuSable Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$221,800 (+39.15%) Land $26,800 Building $195,000	$443,600 (+39.15%) Land $53,600 Building $390,000
2025	$3,070.00 (+10.35%)
2023		$159,400 Land $26,800 Building $132,600	$318,800 Land $53,600 Building $265,200
2022	$2,782.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 89% of Michigan
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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