3979 E 189th St, Cleveland (Beachwood), OH 44122 Property Records

Cuyahoga County property record for 3979 E 189th St, Cleveland, OH 44122

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1954
Lot Size	0.143 acres (6,250 sqft)
Owner	2 Owner Names on File
Last Sale	$79,800 (Apr 2000)
Tax Bill	$2,807 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Dec 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`140-26-096`

Property Details

APN / Parcel Number

Primary APN	`140-26-096`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,056 sqft Living Area
1st Floor Area	708 sqft
2nd Floor Area	348 sqft
Basement Area	696 sqft
Finished Basement	348 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1962
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,250 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	3979 E 189TH ST
City	CLEVELAND
State	OH
Zip	44122-6755
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1F
Legal Description	64 MORRISON#3 0124 ALL MB140 PG26 MB00000 PG0000
Legal Subdivision	MORRISON#3
Legal Lot Number	124
Jurisdiction	CUYAHOGA OH
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1007
Census Tract	121800

Owner

The current owner of 3979 E 189th St bought it in April 2000.

Source: Cuyahoga County records, as of March 20, 2026

Owner of Record	2 Owner Names on File
Mailing Address	3979 E 189TH ST, CLEVELAND, OH 44122-6755
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Dec 26, 2019	Loan Modification, Mortgage MIDFIRST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2000 · Amount on File
Deed Sale	Apr 28, 2000 · Amount on File
Prior Sale	Sep 17, 1999 · Amount on File
Deed Document Number	0004281560
Deed Book / Page	140
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	3979 E 189TH ST, CLEVELAND, OH 44122-6755
Transaction Type	Mortgage
Record Updated	Mar 11, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3979 E 189TH ST, CLEVELAND, OH 44122-6755

Mortgage

Document Number	0000000688
Date	Feb 8, 2022
Instrument	202202080688

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2052

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CUYAHOGA OH
Property Address	3979 E 189TH ST, CLEVELAND, OH 44122-6755
Document Number	0001290146
Instrument Date	Dec 26, 2019
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3979 E 189TH ST CLEVELAND OH 441226755, CLEVELAND, OH 44122-6755

Mortgage

Document Number	0001290146
Date	Jan 29, 2020
Instrument	1290146

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2050

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 3979 E 189th St was $2,807 with a homeowner's exemption, up % from the year before.

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Cleveland City
Unified School District	Cleveland Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,807.00 (+0.04%) Homeowner's exemption	$42,810 (-) Land $6,970 Building $35,840
2024	$2,806.00 (+20.95%) Homeowner's exemption	$42,810 (+39.9%) Land $6,970 Building $35,840	$122,300 Land $19,900 Building $102,400
2023	$2,320.00 (+0.56%) Homeowner's exemption	$30,600 (-) Land $6,060 Building $24,540
2022	$2,307.00 Homeowner's exemption	$30,600 Land $6,060 Building $24,540
2021			$87,400 Land $17,300 Building $70,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3979 E 189th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1994–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3979 E 189th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 850 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Breezeline, DigitalC, PCs for People, T-Mobile, Verizon.

Nearby Properties on E 189th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures