Clay County property record for 3978 Pondside Ct, Middleburg, FL 32068 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,268 sqft · built 2022 |
| Lot Size | 0.229 acres (10,005 sqft) |
| Owner | Individual Name on File |
| Last Sale | $434,000 (Oct 2022) |
| Tax Bill | $3,307 (2023) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Jun 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-04-25-007953-057-53 |
| Primary APN | 18-04-25-007953-057-53 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,268 sqft Heated Area |
| Gross Area | 3,135 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Combination |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,005 sqft (0.229 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3978 PONDSIDE CT |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-4486 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 442 GREYHAWK UNIT 3 AS RECO R 4657 PG 1909 |
| Legal Lot Number | 442 |
| Legal Unit | 3 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 30205 |
Source: Clay County records · APN 18-04-25-007953-057-53
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3978 PONDSIDE CT, MIDDLEBURG, FL 32068-4486 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 13, 2022 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage NAVY FCU |
| Jun 16, 2021 | Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 13, 2022 · Amount on Record |
| Deed Sale | Oct 13, 2022 · Amount on Record |
| Prior Sale | Jun 16, 2021 · Amount on Record |
| Deed Document Number | 2022061506 |
| Deed Book / Page | 4657 / 1909 |
| Record Updated | Jun 08, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Oct 13, 2022 |
| Property Address | 3978 PONDSIDE CT, MIDDLEBURG, FL 32068-4486 |
| Document Number | 0046571909 |
| Book / Page | 4657 / 1909 |
| Map Reference | MB 64 PG 64-75 |
| Instrument Date | Sep 04, 2022 |
| Instrument | 2022061506 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 02, 2022 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,038.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339 |
| Name | Verified Name |
|---|---|
| Address | 4569 PLANTATION OAKS BLVD, ORANGE PARK, FL 32065-3650 |
| Document Number | 0046571913 |
|---|---|
| Date | Oct 13, 2022 |
| Instrument | 4657/1913 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jun 16, 2021 |
| Property Address | 3978 PONDSIDE CT, MIDDLEBURG, FL 32068-4486 |
| Document Number | 0044701026 |
| Book / Page | 4470 / 1026 |
| Instrument Date | Jun 16, 2021 |
| Instrument | 2021037539 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $50,757.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7807 BAYMEADOWS RD E # E205, E205, JACKSONVILLE, FL 32256-9664 |
| Name | Verified Name |
|---|---|
| Address | 9440 PHILIPS HWY STE 7, 7, JACKSONVILLE, FL 32256-1339 |
| Investor | Possibly a Property Investor |
Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Disabled Person's exemption Veteran's exemption | $366,107 (+4.74%) Land $60,000 Building $306,107 | $366,107 (-2.25%) Land $60,000 Building $306,107 |
| 2023 | $3,307.00 (-12.4%) Disabled Person's exemption Veteran's exemption | $349,532 (+599.06%) | $374,550 (+649.1%) Land $60,000 Building $314,550 |
| 2022 | $3,775.00 Homeowner's exemption | $50,000 Land $50,000 | $50,000 Land $50,000 |
Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 52% of the US · above 23% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,282 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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