Mobile County property record for 3978 Point Rd, Mobile, AL 36619 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,727 sqft · built 2001 |
| Owner | 2 Individual Names on File |
| Last Sale | $128,000 (Sep 2002) |
| Tax Bill | $1,022 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | R023306390006006001 |
| Primary APN | R023306390006006001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,727 sqft Living Area |
| 1st Floor Area | 1,727 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Garage Type | Mixed |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 200 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 263 sqft |
| Utility Building | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 2720327 |
|---|---|
| Old Parcel Number | R023306390006006001 |
| Street Address | 3978 POINT RD |
| City | MOBILE |
| State | AL |
| Zip | 36619-9778 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 BLK C CYPRESS SHORES ESTS 1ST UNIT MBK 11/83 LESS & EXC COM AT SW COR OF LOT 3 BLK C MBK 11/83 RUN ##3 C MBK 11 PAGE 83 |
| Legal Range | 02W |
| Legal Township | 05S |
| Legal Section | 39 |
| Legal Subdivision | CYPRESS SHORES ESTS 1ST |
| Legal Block | C |
| Legal Lot Number | 2-3 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | THEODORE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 7000 |
Source: Mobile County records · APN R023306390006006001
Assessment roll updated January 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3978 POINT RD, MOBILE, AL 36619-9778 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 16, 2002 · Amount on Record |
| Deed Sale | Sep 16, 2002 · Amount on Record |
| Deed Document Number | 2002071992 |
| Deed Book / Page | 5223 / 1779 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 3978 POINT RD, MOBILE, AL 36619-9778 |
| Transaction Type | Mortgage |
| Record Updated | Oct 08, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000063933 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 2021063933 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | 26642 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2036 |
Source: Mobile County records · Assessment roll updated January 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,022.00 (+4.71%) Homeowner's exemption | $16,990 (+4.43%) Land $3,250 Building $13,740 | $169,900 (+4.43%) Land $32,500 Building $137,400 |
| 2024 | $976.00 (+3.28%) Homeowner's exemption | $16,270 (+3.17%) Land $3,120 Building $13,150 | $162,700 (+3.17%) Land $31,200 Building $131,500 |
| 2023 | $945.00 Homeowner's exemption | $15,770 Land $3,070 Building $12,700 | $157,700 Land $30,700 Building $127,000 |
Source: FEMA National Flood Hazard Layer, Mobile County (01097C), updated October 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010970070002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 313 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 313 in force |
| Nearby Flood Claims | 407 (1979–2023) |
| Claims Outside the SFHA | 65 of 407 |
| Most Recent Claim | Jan 2023, other causes |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 179 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 1,200 / 35 |
| Mediacom Communications | Cable | 1,000 / 50 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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