Carlton County property record for 3978 Main St, Kettle River, MN 55757
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.236 acres (10,309 sqft) |
| Owner | Individual Name on File |
| Last Sale | $35,000 (Dec 2015) |
| Tax Bill | $1,100 (2026) |
| Deeds & Mortgages | Mar 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-190-0740 |
| Primary APN | 19-190-0740 |
|---|---|
| Alternative APN |
|
| Lot Area | 10,309 sqft (0.236 acres) |
|---|
| Account Number | 9535 |
|---|---|
| Street Address | 3978 MAIN ST |
| City | KETTLE RIVER |
| State | MN |
| Zip | 55757-8647 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 8 THRU 10 CITY OF KETTLE RIVER ODBERGS PLAT |
| Legal Subdivision | RIVER ODBERGS PLAT |
| Legal Block | 4 |
| Legal Lot Number | 8-10 |
| Jurisdiction | CARLTON MN |
| Township / Civil Division | KETTLE RIVER |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 70600 |
3978 Main St is owned and occupied by an individual who bought it in December 2015.
Source: Carlton County records, as of April 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3978 MAIN ST, KETTLE RIVER, MN 55757-8647 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2015 · Amount on File |
| Deed Sale | Dec 28, 2015 · Amount on File |
| Deed Document Number | 2015466318 |
| Prior Transfer Date | Dec 17, 2015 |
| Prior Transfer Doc | 0000466318 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARLTON MN |
| Recording Date | Mar 15, 2021 |
| Property Address | 3978 MAIN ST, KETTLE RIVER, MN 55757 |
| Document Number | A000497711 |
| Instrument Date | Mar 11, 2021 |
| Instrument | A000497711 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2026 property tax bill for 3978 Main St was $1,100 with a homeowner's exemption.
Source: Carlton County assessment roll, as of April 24, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carlton County |
| Municipality | Kettle River City |
| Unified School District | Moose Lake Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,100.00 Homeowner's exemption | ||
| 2025 | $93,200 (+4.72%) Land $12,100 Building $81,100 | $93,200 (+4.72%) Land $12,100 Building $81,100 | |
| 2024 | $1,116.00 Homeowner's exemption | $89,000 (+4.34%) Land $12,100 Building $76,900 | $89,000 (+4.34%) Land $12,100 Building $76,900 |
| 2023 | $1,116.00 Homeowner's exemption | $85,300 (-) Land $12,100 Building $73,200 | $85,300 (-) Land $12,100 Building $73,200 |
| 2022 | $85,300 Land $12,100 Building $73,200 | $85,300 Land $12,100 Building $73,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3978 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3978 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Kettle River serves 168 people · EPA ID MN1090008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 1,000 / 1,000 |
May also be available: GigFire.
5G (outdoors only) and 4G LTE
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