Berrien County property record for 3978 Deja Path, Saint Joseph, MI 49085
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,680 sqft · built 2023 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $26,000 (Jun 2021) |
| Tax Bill | $3,958 (2025) |
| Deeds & Mortgages | Aug 2022 Construction Loan Jun 2021 Sale |
| APN | 17-6767-0017-00-0 |
| Primary APN | 17-6767-0017-00-0 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3978 DEJA PATH |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-8755 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | UNIT 17 ROYALTON TERRACE VILLAGE LIBER 178 PAGE 1 |
| Legal Subdivision | ROYALTON TERRACE VILLAGE |
| Legal Unit | 17 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | ROYALTON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 1800 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3978 DEJA PATH, SAINT JOSEPH, MI 49085-8755 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 26, 2022 | Deed of Trust, Mortgage · Construction Mortgage OAK MORTGAGE LLC |
| Jun 28, 2021 | Warranty Deed, Transfer CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2021 · Amount on Record |
| Deed Sale | Jun 28, 2021 · Amount on Record |
| Deed Book / Page | 3333 / 1693 |
| Prior Transfer Date | Sep 24, 2020 |
| Prior Transfer Doc | 0000288938 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 3978 DEJA PATH, SAINT JOSEPH, MI 49085-8755 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 425 SHAMROCK CIR, SAINT JOSEPH, MI 49085-9500 |
| Document Number | 003384/451 |
|---|---|
| Date | Aug 26, 2022 |
| Book Page | 3384/451 |
| Instrument | 2022361033 |
| Name | OAK MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | STURGIS, MI 49091 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.5% |
| Index | 1-Year CMT |
| Max Rate | 11.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jun 28, 2021 |
| Property Address | 3978 DEJA PATH, SAINT JOSEPH, MI 49085-8755 |
| Document Number | 03333/1693 |
| Book / Page | 3333 / 1693 |
| Map Reference | LB 178 PG 1 |
| Instrument Date | Jun 3, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $223.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 515 SHIP ST, SAINT JOSEPH, MI 49085-1180 |
| Name | Verified Name |
|---|---|
| Address | 425 SHAMROCK CIR, SAINT JOSEPH, MI 49085-9500 |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $185,100 (+1,117.76%) | $370,200 (+1,117.76%) | |
| 2025 | $3,958.00 (+523.31%) | ||
| 2023 | $15,200 | $30,400 | |
| 2022 | $635.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: OpenFEMA NFIP redacted claims and policies, as of September 2026
| Flood Insurance Cost | Premium on Record median of 13 policies |
|---|---|
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 21 (1982–2018) |
| Claims Outside the SFHA | 7 of 21 |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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