Le Flore County property record for 39778 Stone Rd, Howe, OK 74940
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,050 sqft · built 2001 |
| Lot Size | 1.46 acres (63,598 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,261 (2025) |
| Deeds & Mortgages | May 2026 Construction Loan Aug 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 20415 |
| Primary APN | 20415 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,050 sqft Living Area |
| 1st Floor Area | 1,186 sqft |
| Upper Floors Area | 336 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 63,598 sqft (1.46 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 800 sqft |
| Porch | Slab |
| Porch Area | 224 sqft |
| Deck Area | 354 sqft |
| Patio Area | 1,960 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 20415 |
|---|---|
| Street Address | 39778 STONE RD |
| City | HOWE |
| State | OK |
| Zip | 74940-3676 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TOWNSITE 5 PT LOTS 28 BEG 452.62 S & 125 W NE COR LOT 28 S39DG51'W571.18 N28DG22'W 135.17 N38DG36'E410.56 E174.15 POB B1520 P |
| Legal Range | 25E |
| Legal Township | 06N |
| Legal Section | 35 |
| Legal Subdivision | TOWNSITE ADD # 5 |
| Legal Lot Number | 28 |
| Jurisdiction | LE FLORE OK |
| Township / Civil Division | HEAVENER |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 40602 |
Source: Le Flore County records · APN 20415
Assessment roll updated January 16, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 39778 STONE RD, HOWE, OK 74940-3676 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2026 | Deed of Trust, Mortgage · Construction Mortgage NONE LISTED ON DOCUMENT |
| Aug 07, 2018 | Deed of Trust, Mortgage · Line of Credit THE CENTRAL NATIONAL BANK OF POTEAU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Dec 23, 2008 |
| Transfer Doc | 0017200194 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LE FLORE OK |
| Recording Date | May 11, 2026 |
| Property Address | 39778 STONE RD, HOWE, OK 74940-3676 |
| Document Number | 0000003384 |
| Book / Page | 2352 / 629 |
| Instrument Date | May 01, 2026 |
| Instrument | 20263384 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 39778 STONE RD, HOWE, OK 74940-3676 |
| Investor | Possibly a Property Investor |
| Document Number | 0000003384, |
|---|---|
| Date | May 11, 2026 |
| Book Page | 2352/629 |
| Instrument | 20263384 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 01, 2027 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LE FLORE OK |
| Property Address | 39778 STONE RD, HOWE, OK 74940-3676 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0020420143 |
|---|---|
| Date | Aug 07, 2018 |
| Book Page | 2042/0143 |
| Instrument | 5595 |
| Name | THE CENTRAL NATIONAL BANK OF POTEAU |
|---|---|
| Type | Bank |
| Address | HEAVENER, OK 74937 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Aug 01, 2025 |
Source: Le Flore County records · Assessment roll updated January 16, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Le Flore County |
| Municipality | Howe Town |
| Unified School District | Howe Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,261.00 (-1.02%) Homeowner's exemption | $15,585 (+6.09%) Land $1,268 Building $14,317 | $190,444 (-1.71%) Land $15,030 Building $175,414 |
| 2023 | $1,274.00 | $14,690 Land $1,206 Building $13,484 | $193,749 Land $15,030 Building $178,719 |
Source: FEMA National Flood Hazard Layer as of August 16, 2012 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | High above 85% of the US · above 70% of Oklahoma |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Circle B Wireless Fixed Wireless | 400 / 100 |
| 360 Communications, Inc. (OK, AR & TX) Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Uniti Group DSL · Fixed Wireless | 200 / 20 |
May also be available: AT&T, Dobson Technologies.
Based on FCC filings for 50 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LEFLORE CO. RWD #14 serves 9,077 people |
|---|---|
| Water Source | Purchased surface water from POTEAU VALLEY IMPROVEMENT AUTHORITY |
| Last State Inspection | Dec 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 Haloacetic acids resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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