3977 Washington Ave, Cincinnati, OH 45211 Property Records

Hamilton County property record for 3977 Washington Ave, Cincinnati, OH 45211

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,188 sqft · built 1905
Lot Size	0.316 acres (13,765 sqft)
Owner	2 Individual Names on File
Last Sale	$142,000 (Mar 2020)
Tax Bill	$3,544 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`551-0002-0010-00`

Property Details

APN / Parcel Number

Primary APN	`551-0002-0010-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,188 sqft Living Area
1st Floor Area	1,660 sqft
2nd Floor Area	528 sqft
Attic	Attic
Attic Area	528 sqft
Basement Area	528 sqft

Exterior

Year Built	Built 1905
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	13,765 sqft (0.316 acres)
Lot Dimensions	230 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	204 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	98 sqft
Patio Area	321 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3977 WASHINGTON AVE
City	CINCINNATI
State	OH
Zip	45211-3419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3977 WASHINGTON 60 X 230.25 PTS LOTS 30-31 CHEVIOT CONES
Legal Subdivision	CHEVIOT CONES
Legal Lot Number	30-31 31
Jurisdiction	HAMILTON OH
Township / Civil Division	CHEVIOT
Census Block Group	1
Census Block	1005
Census Tract	20901

Owner

3977 Washington Ave is owned and occupied by two individuals who bought it in March 2020.

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3977 WASHINGTON AVE, CINCINNATI, OH 45211-3419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Mar 12, 2020	Grant Deed, Transfer · FHA Mortgage GUARANTEED RATE
Nov 30, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Apr 24, 2017	Deed, Transfer · FHA Mortgage 360 AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2020 · Amount on File
Deed Sale	Mar 12, 2020 · Amount on File
Prior Sale	Apr 24, 2017 · Amount on File
Deed Document Number	0000024584
Deed Book / Page	014123 / 000535
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3977 WASHINGTON AVE, CINCINNATI, OH 45211-3419
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000141852
Date	Nov 24, 2021
Book Page	14551/572
Instrument	2021-0141852

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 12, 2020
Property Address	3977 WASHINGTON AVE, CINCINNATI, OH 45211-3419
Document Number	0000024584
Book / Page	014123 / 000535
Instrument Date	Mar 11, 2020
Instrument	24584
Transaction Type	Transfer
Record Updated	May 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$568.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3977 WASHINGTON AVE CINCINNATI OH 452113419, CINCINNATI, OH 45211-3419

Mortgage

Document Number	24585
Date	Mar 12, 2020
Book Page	014123/000537
Instrument	24585

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 11, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 30, 2018
Property Address	3977 WASHINGTON AVE, CINCINNATI, OH 45211-3419
Document Number	0000105394
Book / Page	013805 / 001553
Instrument Date	Nov 29, 2018
Instrument	105394
Transaction Type	Transfer
Record Updated	Jan 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$88.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 58448 CINCINNATI OH 452580448, CINCINNATI, OH 45258-0448

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 24, 2017
Property Address	3977 WASHINGTON AVE, CINCINNATI, OH 45211-3419
Document Number	0000035644
Book / Page	13402 / 00375
Map Reference	DB 145 PG 36
Instrument Date	Apr 19, 2017
Instrument	17-0035644
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	360 AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$358.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3977 WASHINGTON AVE, CINCINNATI, OH 45211-3419

Mortgage

Document Number	, 17-0035645
Date	Apr 24, 2017
Instrument	17-0035645

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3977 Washington Ave was $3,544, up 2.8% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cheviot City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,544.00 (+2.78%)	$56,840 (+%) Land $10,223 Building $46,617
2024	$3,448.00 (-1.96%)	$56,839 (-) Land $10,223 Building $46,616
2023	$3,517.00 (-0.96%)	$56,839 (+14.36%) Land $10,223 Building $46,616	$162,400 Land $29,210 Building $133,190
2022	$3,551.00 Homeowner's exemption	$49,700 Land $8,848 Building $40,852
2020			$142,000 Land $25,280 Building $116,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3977 Washington Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3977 Washington Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 711 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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