3977 Warbler Dr, Winter Haven, FL 33880 Property Records

Polk County property record for 3977 Warbler Dr, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,750 sqft · built 2005
Lot Size	0.141 acres (6,155 sqft)
Owner	Company Name on Record
Last Sale	$303,000 (May 2022)
Tax Bill	$3,014 (2025)
Deeds & Mortgages	Apr 2022 Mortgage May 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`25-29-02-356728-001280`

Property Details

APN / Parcel Number

Primary APN	`25-29-02-356728-001280`
Alternative APNs	`022925356728001280` `22925000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,750 sqft Living Area
Gross Area	2,150 sqft
1st Floor Area	1,750 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	6,155 sqft (0.141 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	400 sqft
Porch	Unfinished Open Porch
Porch Area	20 sqft

Location & Zoning

Street Address	3977 WARBLER DR
City	WINTER HAVEN
State	FL
Zip	33880-5034
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	QUEENS COVE PHASE IV PLAT BOOK 127 PGS 1 & 2 LOT 128
Legal Range	25E
Legal Township	29S
Legal Section	02
Legal Subdivision	QUEENS COVE PHASE IV
Legal Phase	IV
Legal Tract	356728
Legal Block	2
Legal Lot Number	128
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2013
Census Tract	14704

Owner

Source: Polk County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	8615 CLIFF CAMERON DR, 200, CHARLOTTE, NC 28269-5914
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
May 23, 2022	Special Warranty Deed, Transfer SERVICELINK CRS, SERVICELINK LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2022 · Amount on Record
Deed Sale	May 23, 2022 · Amount on Record
Prior Sale	Nov 2, 2016 · Amount on Record
Deed Document Number	2022140857
Deed Book / Page	12265 / 729
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	3977 WARBLER DR, WINTER HAVEN, FL 33880-5034
Transaction Type	Mortgage
Record Updated	Jun 24, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3977 WARBLER DR, WINTER HAVEN, FL 33880-5034

Mortgage

Document Number	0000106614
Date	Apr 20, 2022
Book Page	12216/993
Instrument	2022106614

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	295 Months
Due	Nov 1, 2046

May 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 23, 2022
Property Address	3977 WARBLER DR, WINTER HAVEN, FL 33880-5034
Document Number	0000140857
Book / Page	12265 / 729
Map Reference	MB 127 PG 1&2
Instrument Date	May 19, 2022
Instrument	2022140857
Transaction Type	Transfer
Record Updated	Jun 2, 2022
Title Company	SERVICELINK CRS, SERVICELINK LLC

Transaction

Amount	Amount Recorded
Tax	$2,121.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3977 WARBLER DR, 3977, WINTER HAVEN, FL 33880-5034

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8615 CLIFF CAMERON DR STE 200, 200, CHARLOTTE, NC 28269-5914
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,014.00 (-21.02%)	$233,189 (-5.45%) Land $36,000 Building $197,189	$233,189 (-5.45%) Land $36,000 Building $197,189
2024	$3,816.00 (+1.01%)
2023	$3,778.00 (+106.22%)	$246,641 (+75.82%) Land $35,000 Building $211,641	$246,641 (+17.41%) Land $35,000 Building $211,641
2022	$1,832.00	$140,278	$210,067 Land $29,000 Building $181,067

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL serves 13,595 people · EPA ID FL6534609
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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