Clermont County property record for 3977 Stone Creek Dr, Cincinnati, OH 45255
| Property Type | Garden / Court Apartments (5+ Units) |
|---|---|
| Details | 5,886 sqft · built 1978 |
| Lot Size | 0.482 acres (20,996 sqft) |
| Owner | Company Name on File |
| Last Sale | $179,000 (Feb 2016) |
| Tax Bill | $5,578 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Apr 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-53-13E-027 |
| Primary APN | 41-53-13E-027 |
|---|
| Units | 6 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 5,886 sqft Total Area |
| 1st Floor Area | 1,962 sqft |
| 2nd Floor Area | 1,962 sqft |
| Basement Area | 1,962 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 20,996 sqft (0.482 acres) |
| View / Lot | Cul-de-sac |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3977 STONE CREEK DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45255-4853 |
| Property Category | Commercial |
| Property Type | Residential > Multi-Unit > Garden / Court Apartments (5+ Units) |
| Legal Description | BEECHMONT EAST; LOT 27 |
| Legal Subdivision | BEECHMONT EAST SUBDIVISION |
| Legal Lot Number | 27 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 41404 |
3977 Stone Creek Dr, a residential property, is owned by a company that bought it in February 2016.
Source: Clermont County records, as of April 13, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1072 MADISON AVE, B9, LAKEWOOD, NJ 08701-2650 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 22, 2021 | Deed of Trust, Mortgage · Commercial Mortgage PNC BANK NA |
| Apr 10, 2020 | Deed of Trust, Mortgage · Unknown FIRST FINANCIAL BANK |
| Aug 20, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Aug 20, 2018 | Quit Claim Deed, Mortgage · Line of Credit LADDER CAP FIN |
| Aug 20, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 18, 2016 · Amount on File |
| Deed Sale | Feb 18, 2016 · Amount on File |
| Prior Sale | Nov 8, 1994 · Amount on File |
| Deed Document Number | 20163177 |
| Deed Book / Page | 2621 / 1594 |
| Prior Transfer Date | Feb 21, 2008 |
| Prior Transfer Doc | 0000005197 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 3977 STONE CREEK DR, CINCINNATI, OH 45255-4853 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000023906 |
|---|---|
| Date | Jul 22, 2021 |
| Book Page | 2888/4222 |
| Instrument | 202100023906 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | AGOURA HILLS, CA 91301 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 3977 STONE CREEK DR, CINCINNATI, OH 45255-4853 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000008600 |
|---|---|
| Date | Apr 10, 2020 |
| Book Page | 2835/2195 |
| Instrument | 202000008600 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | MERIDEN, WY 82081 |
| Type | Unknown |
|---|---|
| Amount | Amount on Record |
| Term | 85 Months |
| Due | May 15, 2027 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Aug 20, 2018 |
| Property Address | 3977 STONE CREEK DR, CINCINNATI, OH 45255-4853 |
| Document Number | 0000018763 |
| Book / Page | 002787 / 002114 |
| Instrument Date | Aug 14, 2018 |
| Instrument | 18763 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9916 CARVER RD #103 BLUE ASH OH 452425546, 103, BLUE ASH, OH 45242-5546 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Aug 20, 2018 |
| Property Address | 3977 STONE CREEK DR, CINCINNATI, OH 45255-4853 |
| Document Number | 0000018764 |
| Book / Page | 002787 / 002119 |
| Instrument Date | Aug 14, 2018 |
| Instrument | 18764 |
| Transaction Type | Mortgage |
| Record Updated | Sep 4, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 503 STONE CREEK WAY CINCINNATI OH 452554822, CINCINNATI, OH 45255-4822 |
| Document Number | 18765 |
|---|---|
| Date | Aug 20, 2018 |
| Book Page | 002787/002124 |
| Instrument | 18765 |
| Name | LADDER CAP FIN |
|---|---|
| Type | Funding / Finance Company |
| Address | 345 PARK AVE # 8TH, NEW YORK, NY 10154-0004 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Aug 20, 2018 |
| Property Address | 3977 STONE CREEK DR, CINCINNATI, OH 45255-4853 |
| Document Number | 0000018762 |
| Book / Page | 002787 / 002109 |
| Instrument Date | Aug 13, 2018 |
| Instrument | 18762 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9916 CARVER RD #103 BLUE ASH OH 452425546, 103, BLUE ASH, OH 45242-5546 |
The 2025 property tax bill for 3977 Stone Creek Dr was $5,578.
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,578.00 | $82,250 Land $9,450 Building $72,800 | |
| 2024 | $235,000 (-) Land $27,000 Building $208,000 | ||
| 2023 | $8,180.00 (+37.29%) | $82,250 (-) Land $9,450 Building $72,800 | $235,000 Land $27,000 Building $208,000 |
| 2022 | $5,958.00 | $82,250 Land $9,450 Building $72,800 | |
| 2020 | $235,000 Land $27,000 Building $208,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3977 Stone Creek Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1997) |
| Most Recent Claim | Mar 1997 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3977 Stone Creek Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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