Jefferson County property record for 3977 Spring Valley Rd, Mountain Brook, AL 35223
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,610 sqft · built 1984 |
| Lot Size | 0.565 acres (24,629 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $425,000 (Sep 2019) |
| Tax Bill | $6,040 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Sep 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-00-01-2-001-008.000 |
| Primary APN | 28-00-01-2-001-008.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,610 sqft Living Area |
| Gross Area | 3,915 sqft |
| 1st Floor Area | 1,305 sqft |
| Upper Floors Area | 1,305 sqft |
| Basement Area | 1,305 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick/Wood |
| Foundation Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 24,629 sqft (0.565 acres) |
| Lot Dimensions | 225 ft deep x 219 ft wide |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 28 sqft |
| Deck Area | Deck Area |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 356719 |
|---|---|
| Street Address | 3977 SPRING VALLEY RD |
| City | MOUNTAIN BRK |
| State | AL |
| Zip | 35223-1679 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Description | LOT 10 BLK 6 BELLE MEADE ADD TO MOUNTAIN BROOK 11TH SECTOR 85/26 |
| Legal Range | 02W |
| Legal Township | 18S |
| Legal Section | 01 |
| Legal Subdivision | BELLE MEADE 11 SEC 28-1-2 |
| Legal Block | 6 |
| Legal Lot Number | 10 |
| Jurisdiction | JEFFERSON AL |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 10806 |
3977 Spring Valley Rd is owned and occupied by two individuals who bought it in September 2019.
Source: Jefferson County records, as of October 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3977 SPRING VALLEY RD, MOUNTAIN BRK, AL 35223-1679 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MTG |
| Sep 12, 2019 | Warranty Deed, Transfer · Conventional with PMI CHURCHILL MTG |
| Aug 28, 2017 | Deed of Trust, Mortgage · Line of Credit AMERICAS FIRST FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2019 · Amount on File |
| Deed Sale | Sep 12, 2019 · Amount on File |
| Prior Sale | Oct 3, 2007 · Amount on File |
| Deed Document Number | 201995422 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 3977 SPRING VALLEY RD, MOUNTAIN BRK, AL 35223-1679 |
| Document Number | 0000136440 |
| Instrument Date | Nov 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3977 SPRING VALLEY RD MOUNTAIN BROOK AL 352231679, MOUNTAIN BROOK, AL 35223-1679 |
| Document Number | 0000136440 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 136440 |
| Name | CHURCHILL MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRENTWOOD, TN 37027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 29, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Recording Date | Sep 12, 2019 |
| Property Address | 3977 SPRING VALLEY RD, MOUNTAIN BRK, AL 35223-1679 |
| Document Number | 0000095422 |
| Instrument Date | Sep 6, 2019 |
| Instrument | 95422 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $425.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3977 SPRING VALLEY RD MOUNTAIN BROOK AL 352231679, MOUNTAIN BROOK, AL 35223-1679 |
| Document Number | 95423 |
|---|---|
| Date | Sep 12, 2019 |
| Instrument | 95423 |
| Name | CHURCHILL MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRENTWOOD, TN 37027 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 11, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 3977 SPRING VALLEY RD, MOUNTAIN BRK, AL 35223-1679 |
| Document Number | 0000098012 |
| Instrument Date | Aug 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3977 SPRING VALLEY RD MOUNTAIN BROOK AL 352231679, MOUNTAIN BROOK, AL 35223-1679 |
| Document Number | 0000098012 |
|---|---|
| Date | Sep 21, 2017 |
| Instrument | 98012 |
| Name | AMERICAS FIRST FCU |
|---|---|
| Type | Credit Union |
| Address | BIRMINGHAM, AL 35203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 20, 2032 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3977 Spring Valley Rd was $6,040 with a homeowner's exemption.
Source: Jefferson County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Jefferson County |
| Municipality | Mountain Brook City |
| Unified School District | Mountain Brook City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,040.00 Homeowner's exemption | $55,900 | $661,100 Land $404,900 Building $256,200 |
| 2023 | $47,840 Land $26,646 Building $21,194 | $478,300 Land $266,400 Building $211,900 | |
| 2022 | $5,691.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3977 Spring Valley Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3977 Spring Valley Rd is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 50% of Alabama |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures