3977 S 550 E, Peru, IN 46970 Property Records

Miami County property record for 3977 S 550 E, Peru, IN 46970

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,744 sqft · built 2019
Lot Size	2.86 acres (124,756 sqft)
Owner	Individual Name on Record
Tax Bill	$3,279 (2025)
Deeds & Mortgages	May 2020 Line of Credit Jan 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`003-06419-00`

Property Details

APN / Parcel Number

Primary APN	`003-06419-00`
Alternative APNs	`52-12-09-400-006.000-003` `01708784329`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,744 sqft Living Area
1st Floor Area	1,744 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Metal Frame
Foundation Type	No Foundation
Roof Material	Other
Lot Area	124,756 sqft (2.86 acres)
Garage Type	Attached
Garage Area	1,728 sqft
Parking Spaces	6 Parking Spaces
Shed	1 Shed
Shed Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Other

Location & Zoning

Account Number	01708784329
Street Address	3977 S 550 E
City	PERU
State	IN
Zip	46970-7327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	003-06419-00 SW COR SE1/4 09-26-05 2.8638 ACRES 05 064 01900
Jurisdiction	MIAMI IN
Township / Civil Division	BUTLER
Census Block Group	1
Census Block	1042
Census Tract	952600

Owner

Source: Miami County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3977 S 550 E, PERU, IN 46970-7327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2020	Deed of Trust, Mortgage · Line of Credit FIRST FARMERS BANK & TRUST
Jan 13, 2020	Warranty Deed, Transfer
Jul 19, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2020
Deed Sale	Jan 13, 2020
Prior Sale	Jul 19, 2019 · Amount on Record
Deed Document Number	2020520218
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI IN
Property Address	3977 S 550 E, PERU, IN 46970-7327
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200521769
Date	May 13, 2020
Instrument	20200521769

Lender

Name	FIRST FARMERS BANK & TRUST
Type	Bank
Address	CONVERSE, IN 46919

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 7, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	Jan 13, 2020
Property Address	3977 S 550 E, PERU, IN 46970-7327
Document Number	20200520218
Instrument Date	Jan 10, 2020
Instrument	20200520218
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIAMI IN
Recording Date	Jul 19, 2019
Property Address	3977 S 550 E, PERU, IN 46970-7327
Document Number	20190522849
Instrument Date	Jul 19, 2019
Instrument	20190522849
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2069 W 1100 S, BUNKER HILL, IN 46914-9545

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7467 S ST RD, PERU, IN 46970

Tax Assessment & Valuation

Source: Miami County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Miami County
County Subdivision	Butler Township
Unified School District	Maconaquah School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,279.00 (+23.6%)	$297,500 (+31.93%) Land $26,300 Building $271,200	$297,500 (+31.93%) Land $26,300 Building $271,200
2024	$2,653.00 (+37.46%)
2023	$1,930.00 (-25.4%)	$225,500 Land $26,300 Building $199,200	$225,500 Land $26,300 Building $199,200
2022	$2,587.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Skyewaves Fixed Wireless	100 / 100
Good Connections Fixed Wireless	100 / 100
Watch TV Fixed Wireless	25 / 3

May also be available: T-Mobile.

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