3977 Oak St, Eugene, OR 97405 Property Records

Lane County property record for 3977 Oak St, Eugene, OR 97405 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1963
Square Footage1,056 sqft Finished Area
Lot Size6,534 sqft (0.15 acres)
OccupancyOwner Occupied
Last Sale$144,900 (2002)
Tax Bill$5,136.00 (2025)

Property Details

APN / Parcel Number

Primary APN18-03-07-44-12400-000
Alternative APN
  • 0645182

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area1,056 sqft Finished Area
1st Floor1,056 sqft 1st Floor
Stories1 Stories
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Foundation TypeConcrete Foundation
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,534 sqft (0.15 acres)
Driveway1 Driveway
Driveway Area672 sqft Driveway
Patio Area96 sqft Patio

Utilities and HVAC

Heating SystemRadiant Heating

Location & Zoning

Account Number0645182
Street Address3977 OAK ST
CityEUGENE
StateOR
Zip97405-3952
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSEC/TWN/RNG/MER:SEC 07 TWN 18 RNG 03
Legal Range03W
Legal Township18S
Legal Section07
Legal QuarterSE
Legal Quarter QuarterSE
Legal Lot Number12400
JurisdictionLANE OR
Minor Civil DivisionEUGENE-SPRINGFIELD
Census Blockgroup2
Census Block2014
Census Tract5100

Owner

Source: Lane County records · APN 18-03-07-44-12400-000

Assessment roll updated September 30, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address3977 OAK ST, EUGENE, OR 97405-3952
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2026Deed of Trust, Mortgage · Line of Credit
SELCO COMMUNITY CREDIT UNION
Oct 13, 2021Deed of Trust, Mortgage · Line of Credit
SELCO COMMUNITY CU
Oct 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Known Transactions
  • Last Sale Amount on Sep 13, 2002
  • Deed Sale Price on Sep 13, 2002
  • Prior Sale Amount on Nov 26, 1997
Deed Doc Number2002-071051
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANE OR
Recording DateJul 27, 2026
Property Address3977 OAK ST, EUGENE, OR 97405-3952
Document Number0000024899
Instrument DateJul 20, 2026
Instrument202624899
Transaction TypeMortgage
Record UpdatedAug 06, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3977 OAK ST, EUGENE, OR 97405-3952

Mortgage

Document Number0000024899,
DateJul 27, 2026
Instrument202624899
Lender
NameSELCO COMMUNITY CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 25, 2056
Interest
Rate6.47%
Max Rate-1%

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANE OR
Property Address3977 OAK ST, EUGENE, OR 97405-3952
Transaction TypeMortgage
Record UpdatedOct 19, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address3977 OAK ST, EUGENE, OR 97405-3952

Mortgage

Document Number0000065340
DateOct 13, 2021
Instrument2021-065340
Lender
NameSELCO COMMUNITY CU
TypeCredit Union
AddressSPRINGFIELD, OR 97477
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 25, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANE OR
Property Address3977 OAK ST, EUGENE, OR 97405-3952
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCASCADE TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000060630
DateOct 21, 2020
Instrument2020-060630
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 01, 2035

Tax Assessment & Valuation

Source: Lane County records · Assessment roll updated September 30, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateOregon
CountyLane County
MunicipalityEugene City
Unified School DistrictEugene School District 4J (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,136.00 (+3.9%)$263,636 (+6.09%)$381,318 (+6.37%) Land $139,301 Building $242,017
2023$4,943.00 (+4.11%)$248,503 (+3%)$358,475 (+7.26%) Land $105,997 Building $252,478
2022$4,748.00$241,266$334,226 Land $77,275 Building $256,951

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