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3977 Gables Blvd, Chipley, FL 32428 Property Records

Washington County property record for 3977 Gables Blvd, Chipley, FL 32428

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,075 sqft · built 1973
Lot Size0.367 acres (15,987 sqft)
OwnerIndividual Name on File
Last Sale$164,900 (Feb 2023)
Tax Bill$1,530 (2025)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-0137-0004

Property Details

APN / Parcel Number

Primary APN01-0137-0004
Alternative APN
  • 000101370004

Interior

Full Baths2 Baths
Building Area2,075 sqft Heated Area
Gross Area2,287 sqft
Interior WallsPlywood

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1996
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,987 sqft (0.367 acres)
Lot Width80 ft Width
PorchOpen Porch
Porch Area212 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number000101370004
Street Address3977 GABLES BLVD
CityCHIPLEY
StateFL
Zip32428-2950
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNNY HILLS UNIT #1 LOT 4 ORB 1264 P 409 BLK 0137,
Legal Range14W
Legal Township02N
Legal Section26
Legal SubdivisionSUNNY HILLS
Legal Block137
Legal Lot Number4
Legal Unit1
JurisdictionWASHINGTON FL
Township / Civil DivisionVERNON
Census Block Group1
Census Block1153
Census Tract970301

Owner

Source: Washington County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-owner2 Verified Secondary Owners
Mailing Address3977 GABLES BLVD, CHIPLEY, FL 32428-2950
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleFeb 7, 2023 · Amount on Record
Deed SaleFeb 7, 2023 · Amount on Record
Prior SaleNov 21, 2000 · Amount on Record
Deed Document Number202367000873
Deed Book / Page1264 / 409
Record UpdatedJun 8, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateFeb 7, 2023
Property Address3977 GABLES BLVD, CHIPLEY, FL 32428-2950
Document Number0067000873
Book / Page1264 / 409
Map ReferenceMB 2 PG 9
Instrument DateFeb 6, 2023
Instrument202367000873
Transaction TypeTransfer
Record UpdatedMar 10, 2023
Title CompanyMTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,154.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3977 GABLES BLVD, CHIPLEY, FL 32428-2950

Mortgage

Document Number0000000411
DateFeb 7, 2023
Instrument1264/411
Lender
NameCENTENNIAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2053

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,530.00 (-4.61%) Homeowner's exemption$148,397 (-5.54%) Land $10,000 Building $138,397$148,397 (-5.54%) Land $10,000 Building $138,397
2024$1,604.00 (-11.14%) Homeowner's exemption$157,107 (+21.26%) Land $7,000 Building $150,107$157,107 (+21.26%) Land $7,000 Building $150,107
2023$1,805.00 (+272.16%)$129,561 (+84.08%) Land $5,000 Building $124,561$129,561 (+10.19%) Land $5,000 Building $124,561
2022$485.00 Homeowner's exemption$70,384$117,583 Land $3,500 Building $114,083

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims16 (1994–2021)
Claims Outside the SFHA9 of 16
Most Recent ClaimNov 2021 · rainfall accumulation
Claims by Event
  • Hurricane Michael, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUNNY HILLS UTILITY COMPANY
public/private · serves 1,458 people · EPA ID FL1670647
Water SourceGroundwater
Last State InspectionApr 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Wildstar Networks
Fixed Wireless		200 / 50

May also be available: Verizon.

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