3977 E 650 S, Peru, IN 46970 Property Records

Miami County property record for 3977 E 650 S, Peru, IN 46970

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,730 sqft · built 1914
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$304,958 (Sep 2021)
Tax Bill	$1,141 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`003-27214-01`

Property Details

APN / Parcel Number

Primary APN	`003-27214-01`
Alternative APNs	`52-12-30-400-001.000-003` `02123097685`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,730 sqft Living Area
1st Floor Area	946 sqft
Attic	Attic
Attic Area	1,722 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1998
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Detached
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	208 sqft

Utilities, Heating & Cooling

Heating System	Gravity Furnace

Location & Zoning

Account Number	02123097685
Street Address	3977 E 650 S
City	PERU
State	IN
Zip	46970-7851
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	003-27214-01 PT E1/2 SE1/4 30-26-5 1.00 ACRE 05 272 01401
Jurisdiction	MIAMI IN
Township / Civil Division	BUTLER
Census Block Group	1
Census Block	1072
Census Tract	952600

Owner

Source: Miami County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3977 E 650 S, PERU, IN 46970-7851
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2021 · Amount on Record
Deed Sale	Sep 17, 2021 · Amount on Record
Prior Sale	Nov 24, 2014 · Amount on Record
Deed Document Number	2021524627
Prior Transfer Date	Sep 4, 2009
Prior Transfer Doc	20090523578
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	Sep 17, 2021
Property Address	3977 E 650 S, PERU, IN 46970-7851
Document Number	20210524627
Instrument Date	Sep 16, 2021
Instrument	20210524627
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3977 E 650 S ROAD, PERU, IN 46970

Mortgage

Document Number	20210524628
Date	Sep 17, 2021
Instrument	20210524628

Lender

Name	FIRST MERCHANTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Miami County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Miami County
County Subdivision	Butler Township
Unified School District	Maconaquah School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,141.00 (+47.23%) Homeowner's exemption	$180,100 (+21.69%) Land $20,500 Building $159,600	$180,100 (+21.69%) Land $20,500 Building $159,600
2024	$775.00 (+4.03%)
2023	$745.00 (+10.53%)	$148,000 Land $20,500 Building $127,500	$148,000 Land $20,500 Building $127,500
2022	$674.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Good Connections Fixed Wireless	100 / 100
Skyewaves Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	25 / 3