3977 43rd St, Hamilton, MI 49419 Property Records

Allegan County property record for 3977 43rd St, Hamilton, MI 49419

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,275 sqft · built 1900
Lot Size2.5 acres (108,900 sqft)
Owner2 Individual Names on Record
Last Sale$350,000 (Dec 2021)
Tax Bill$7,764 (2025)
Deeds & MortgagesDec 2021 Sale
May 2017 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN18-028-002-10

Property Details

APN / Parcel Number

Primary APN18-028-002-10
Alternative APN
  • 03-18-028-002-10

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,275 sqft Living Area
1st Floor Area1,128 sqft
Basement Area589 sqft
Unfinished Basement589 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialWood
Foundation TypeNo Foundation
Lot Area108,900 sqft (2.5 acres)
Total Buildings4 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address3977 43RD ST
CityHAMILTON
StateMI
Zip49419-9787
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionCOM 390' S OF N 1/4 PST TH E 330' TH S 330' TH W 330' TH N 330' TO POB SEC 28 T4N R14W (90)
Legal Range14W
Legal Township04N
Legal Section28
JurisdictionALLEGAN MI
Township / Civil DivisionOVERISEL
Census Block Group2
Census Block2034
Census Tract30301

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address81 VILLAGE GRN, SEQUIM, WA 98382-3465
OccupancyOwner Occupied
Owner TypeIndividual
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2021Warranty Deed, Transfer
LAKESHORE TITLE LLC, LAKESHORE TITLE
May 17, 2017Deed of Trust, Mortgage · Conventional Mortgage
UNITED FCU
Dec 6, 2018Deed of Trust, Mortgage · Line of Credit
UNITED FCU
Mar 28, 2018Deed of Trust, Mortgage
MICHIGAN STATE HOUSING DEVELOPMENT AUTHO
Oct 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 29, 2021 · Amount on Record
Deed SaleDec 29, 2021 · Amount on Record
Prior SaleDec 3, 2014 · Amount on Record
Deed Document Number20214713-826
Deed Book / Page4713 / 826
Last Transfer DateApr 1, 2024
Transfer Doc005042/569
Record UpdatedOct 29, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEGAN MI
Recording DateDec 29, 2021
Property Address3977 43RD ST, HAMILTON, MI 49419-9787
Document Number004713/826
Book / Page4713 / 826
Instrument DateDec 10, 2021
Instrument4713-826
Transaction TypeTransfer
Record UpdatedJan 12, 2022
Title CompanyLAKESHORE TITLE LLC, LAKESHORE TITLE

Transaction

AmountAmount Recorded
Tax$2,625.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3977 43RD ST, 3977, HAMILTON, MI 49419-9787

Transferred To (Grantee/Buyer)

NameVerified Name
Address3977 43RD ST, HAMILTON, MI 49419-9787

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGAN MI
Property Address3977 43RD ST, HAMILTON, MI 49419-9787
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyNEXT DOOR TITLE AGENCY LLC, NEXT DOOR TITLE CALEDONIA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4140/669
DateMay 17, 2017
Book Page4140/669
Lender
NameUNITED FCU
TypeCredit Union
AddressSAINT JOSEPH, MI 49085
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2047

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGAN MI
Property Address3977 43RD ST, HAMILTON, MI 49419-9787
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4306/387
DateDec 6, 2018
Book Page4306/387
Lender
NameUNITED FCU
TypeCredit Union
AddressSAINT JOSEPH, MI 49085
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueNov 25, 2028
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGAN MI
Property Address3977 43RD ST, HAMILTON, MI 49419-9787
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4231/749
DateMar 28, 2018
Book Page4231/749
Lender
NameMICHIGAN STATE HOUSING DEVELOPMENT AUTHO
TypeNon-Lending Institution
AddressLANSING, MI 48912
Agreement
AmountAmount Recorded

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGAN MI
Property Address3977 43RD ST, HAMILTON, MI 49419-9787
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4519/869
DateOct 5, 2020
Book Page4519/869
Lender
NameUNITED FCU
TypeCredit Union
AddressSAINT JOSEPH, MI 49085
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueOct 1, 2040

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyAllegan County
County SubdivisionOverisel Township
Unified School DistrictHamilton Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$180,600 (+21.7%) Land $47,100 Building $133,500$361,200 (+21.7%) Land $94,200 Building $267,000
2025$7,764.00 (+19.39%)
2023$148,400 Land $32,400 Building $116,000$296,800 Land $64,800 Building $232,000
2022$6,503.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
123.NET
Fiber
6,000 / 6,000
Verizon
Fixed Wireless
300 / 20

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