3977 2nd St NW, Backus, MN 56435 Property Records

Cass County property record for 3977 2nd St NW, Backus, MN 56435

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 768 sqft · built 1998
Lot Size	1.72 acres (74,923 sqft)
Owner	Individual Name on Record
Last Sale	$128,000 (May 2018)
Tax Bill	$2,138 (2026)
Deeds & Mortgages	Mar 2021 Refinance Apr 2019 Refinance + 2 more
APN	`34-033-2306`

Property Details

APN / Parcel Number

Primary APN	`34-033-2306`
Alternative APN	`25232`

Interior

Bedrooms	3 Beds
Building Area	768 sqft Base Area
1st Floor Area	768 sqft
Basement Area	384 sqft
Finished Basement	384 sqft
Flooring	Tile
Interior Walls	Wood

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Log
Roof Type	Gable
Roof Material	Metal
Lot Area	74,923 sqft (1.72 acres)
Lot Dimensions	300 ft deep x 150 ft wide
View / Lot	Waterfront / Beach
Garage Type	Mixed
Driveway	Driveway

Exterior Amenities

Porch	Slab
Shed	1 Shed
Shed Area	1 sqft
Pole Barn	1,944 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Propane
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	25232
Street Address	3977 2ND ST NW
City	BACKUS
State	MN
Zip	56435
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	THAT PT OF GOV LOT 5, SEC 33-139-30, DESC
Legal Range	30
Legal Township	139
Legal Section	33
Legal Lot Number	5
Jurisdiction	CASS MN
Township / Civil Division	POWERS
Census Block Group	1
Census Block	1041
Census Tract	960600

Owner

Source: Cass County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13863 60TH ST NW, ANNANDALE, MN 55302-3512
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LAKE CENTRAL BANK
Apr 10, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance LAKE CENTRAL BANK
May 2, 2018	Warranty Deed, Transfer · ARM LAKE CENTRAL BANK
May 2, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2018 · Amount on Record
Deed Sale	May 2, 2018 · Amount on Record
Prior Sale	May 2, 2018
Deed Document Number	2018640210
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MN
Property Address	3977 2ND ST NW, BACKUS, MN 56435
Transaction Type	Mortgage
Record Updated	Apr 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000670612
Date	Mar 25, 2021
Instrument	A000670612

Lender

Name	LAKE CENTRAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2031

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MN
Property Address	3977 2ND ST NW, BACKUS, MN 56435
Transaction Type	Mortgage
Record Updated	Apr 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000648992
Date	Apr 10, 2019
Instrument	A000648992

Lender

Name	LAKE CENTRAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2034

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MN
Recording Date	May 2, 2018
Property Address	3977 2ND ST NW, BACKUS, MN 56435
Document Number	A000640210
Instrument Date	Apr 18, 2018
Instrument	A000640210
Transaction Type	Transfer
Record Updated	Apr 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13863 60TH ST NW, ANNANDALE, MN 55302-3512

Mortgage

Document Number	A000640211
Date	May 2, 2018
Instrument	A000640211

Lender

Name	LAKE CENTRAL BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	236 Months
Due	Jan 1, 2038

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Apr 18, 2038
Index	3-Year CMT

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MN
Recording Date	May 2, 2018
Property Address	3977 2ND ST NW, BACKUS, MN 56435
Document Number	A000640209
Instrument Date	Apr 17, 2018
Instrument	A000640209
Transaction Type	Transfer
Record Updated	Apr 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	679 MARSH DR, DELANO, MN 55328-8722

Tax Assessment & Valuation

Source: Cass County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Cass County
County Subdivision	Powers Township
Unified School District	Pine River-Backus Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,138.00 (-7.12%)
2025	$2,302.00 (+14.87%)	$419,000 (+6.1%) Land $134,000 Building $285,000	$419,000 (+6.1%) Land $134,000 Building $285,000
2023	$2,004.00
2022		$394,900 Land $112,000 Building $282,900	$394,900 Land $112,000 Building $282,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

May also be available: AT&T, T-Mobile.

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