Lake County property record for 39764 Waterloo Dr, Beach Park, IL 60083
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,545 sqft · built 2011 |
| Lot Size | 0.179 acres (7,802 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Dec 2023) |
| Tax Bill | $7,808 (2024) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-25-210-008 |
| Primary APN | 03-25-210-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,545 sqft Living Area |
| Gross Area | 2,760 sqft |
| 1st Floor Area | 1,545 sqft |
| Basement Area | 795 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,802 sqft (0.179 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 49 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 39764 WATERLOO DR |
|---|---|
| City | BEACH PARK |
| State | IL |
| Zip | 60083-3219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CAMBRIDGE AT HEATHERSTONE NURSERY PARCEL SUBDIVISION; LOT 7 59 |
| Legal Subdivision | CAMBRIDGE AT HEATHERSTONE NURSERY PARCEL |
| Legal Lot Number | 7 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | NEWPORT |
| Census Block Group | 5 |
| Census Block | 5017 |
| Census Tract | 866000 |
39764 Waterloo Dr is owned and occupied by two individuals who bought it in December 2023.
Source: Lake County records, as of October 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 39764 WATERLOO DR, BEACH PARK, IL 60083-3219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 26, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| May 20, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Oct 15, 2019 | Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK |
| Jul 21, 2020 | Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 26, 2023 · Amount on File |
| Deed Sale | Dec 26, 2023 · Amount on File |
| Prior Sale | Nov 2, 2011 · Amount on File |
| Deed Document Number | 20238011644 |
| Prior Transfer Date | Jun 29, 2013 |
| Prior Transfer Doc | 0007009322 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Dec 26, 2023 |
| Property Address | 39764 WATERLOO DR, BEACH PARK, IL 60083-3219 |
| Document Number | 0008011644 |
| Map Reference | DOC 5897721 |
| Instrument Date | Dec 6, 2023 |
| Instrument | 8011644 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2024 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $275.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 39764 WATERLOO DR, BEACH PARK, IL 60083-3219 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 39764 WATERLOO DR, BEACH PARK, IL 60083-3219 |
| Document Number | 0008011645 |
|---|---|
| Date | Dec 26, 2023 |
| Instrument | 8011645 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 39764 WATERLOO DR, BEACH PARK, IL 60083-3219 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007790177 |
|---|---|
| Date | May 20, 2021 |
| Instrument | 7790177 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 352 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 39764 WATERLOO DR, BEACH PARK, IL 60083-3219 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007600682 |
|---|---|
| Date | Oct 15, 2019 |
| Instrument | 7600682 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Address | CAMPBELLSVILLE, KY 42718 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 39764 WATERLOO DR, BEACH PARK, IL 60083-3219 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0007675498 |
|---|---|
| Date | Jul 21, 2020 |
| Instrument | 7675498 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Address | CAMPBELLSVILLE, KY 42718 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Beach Park Village |
| County | Lake County |
| County Subdivision | Newport Township |
| Elementary School District | Beach Park Community Consolidated School District 3 (PK - 08) |
| Secondary School District | Zion-Benton Township High School District 126 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $93,363 Land $22,644 Building $70,719 | $280,117 Land $67,939 Building $212,178 | |
| 2024 | $7,808.00 (+21.62%) | ||
| 2023 | $6,420.00 (+12.63%) | $76,238 (+15.16%) Land $17,548 Building $58,690 | $228,737 (+15.16%) Land $52,649 Building $176,088 |
| 2022 | $5,700.00 | $66,200 Land $15,299 Building $50,901 | $198,620 Land $45,902 Building $152,718 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 39764 Waterloo Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | Sep 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 39764 Waterloo Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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