Lauderdale County property record for 3976 Zero Rd, Meridian, MS 39301 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1978 |
| Square Footage | 1,107 sqft Living Area |
| Lot Size | 26,572 sqft (0.61 acres) |
| Garage | Carport |
| Occupancy | Owner Occupied |
| Last Sale | $58,000 (2012) |
| Primary APN | 20869 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,107 sqft Living Area |
| Gross Area | 1,275 sqft Gross Area |
| 1st Floor | 1,107 sqft 1st Floor |
| Family Room | Family Room |
| Primary Flooring | Vinyl/Resilient Flooring |
| Interior Structure | Paneling Interior Structure |
| Year Built | Built 1978 |
|---|---|
| Exterior Material | Brick Veneer Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 26,572 sqft (0.61 acres) |
| Garage Type | Carport Garage |
| Carport | Carport |
| Carport Area | 192 sqft Carport |
| Utility Building | 80 sqft Utility Building |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Account Number | 20869 |
|---|---|
| Street Address | 3976 ZERO RD |
| City | MERIDIAN |
| State | MS |
| Zip | 39301-8645 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | #1-O PT SENE1/4 S ROAD DESC DB 1112 P.432 |
| Legal Range | 16 |
| Legal Township | 06 |
| Legal Section | 33 |
| Jurisdiction | LAUDERDALE MS |
| Minor Civil Division | 5 |
| Census Blockgroup | 2 |
| Census Block | 2039 |
| Census Tract | 10502 |
Source: Lauderdale County records · APN 20869
Assessment roll updated September 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3976 ZERO RD, MERIDIAN, MS 39301-8645 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 09, 2012 · Amount on Record |
| Deed Sale | Feb 09, 2012 · Amount on Record |
| Deed Doc Number | 0002530540 |
| Deed Book / Page | 2530 / 540 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE MS |
| Property Address | 3976 ZERO RD, MERIDIAN, MS 39301-8645 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3976 ZERO RD, MERIDIAN, MS 39301-8645 |
| Investor | Possibly a Property Investor |
| Document Number | 002541/551 |
|---|---|
| Date | Mar 15, 2012 |
| Book Page | 2541/551 |
| Instrument | 001700 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | 1030 HIGHWAY 19 S # C, MERIDIAN, MS 39301 |
| Type | United States Department of Agriculture (USDA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 395 Months |
| Due | Feb 09, 2045 |
| Rate | 3.25% |
|---|
Source: Lauderdale County records · Assessment roll updated September 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lauderdale County |
| Unified School District | Lauderdale County School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $6,520 (+16.01%) | $65,200 (+16.01%) Land $8,750 Building $56,450 |
| 2023 | $5,620 | $56,200 Land $8,750 Building $47,450 |
3976 Zero Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Lauderdale County (28075C), updated May 16, 2013
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 40th percentile of exposed land nationally · 29th in Mississippi |
|---|---|
| Wildfire Likelihood | Low — about 1 in 2,273 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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