3976 Waterview Loop, Winter Park, FL 32792 Property Records

Seminole County property record for 3976 Waterview Loop, Winter Park, FL 32792 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,444 sqft · built 1990
Lot Size	0.136 acres (5,959 sqft)
Owner	Individual Name on File
Last Sale	$274,500 (May 2020)
Tax Bill	$4,629 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-21-30-513-0000-1760`

Property Details

APN / Parcel Number

Primary APN	`25-21-30-513-0000-1760`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,444 sqft Living Area
1st Floor Area	1,444 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Exterior Material	Siding
Construction Type	Wood Frame
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	5,959 sqft
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	174 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3976 WATERVIEW LOOP
City	WINTER PARK
State	FL
Zip	32792-6386
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 176 AUTUMN GLEN PH 3 PB 37 PGS 75 TO 77
Legal Range	30E
Legal Township	21S
Legal Section	25
Legal Subdivision	AUTUMN GLEN
Legal Tract	513
Legal Lot Number	176
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	2
Census Block	2000
Census Tract	22207

Owner

Source: Seminole County records · APN 25-21-30-513-0000-1760

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3354 CANYON GRAND PT, LONGWOOD, FL 32779-4833
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2020	Warranty Deed, Transfer · Conventional Mortgage CHRISTENSEN FINANCIAL INC
Dec 21, 2017	Warranty Deed, Transfer · Conventional with PMI THE MTG FIRM

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 26, 2020 · Amount on Record
Deed Sale	May 26, 2020 · Amount on Record
Prior Sale	Dec 21, 2017 · Amount on Record
Deed Document Number	2020053993
Deed Book / Page	9609 / 805
Record Updated	Jun 08, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	May 26, 2020
Property Address	3976 WATERVIEW LOOP, WINTER PARK, FL 32792-6386
Document Number	0096090805
Book / Page	9609 / 805
Map Reference	MB 37 PG 75-77
Instrument Date	May 22, 2020
Instrument	2020053993
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	SUNBELT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,921.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	127 CORNER STONE PKWY, 127, FORT WAYNE, IN 46825-8136

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1777 FIREHOUSE LN UNIT 201, 201, ORLANDO, FL 32814-6440

Mortgage

Document Number	0009609806
Date	May 26, 2020
Instrument	9609/806

Lender

Name	CHRISTENSEN FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Dec 21, 2017
Property Address	3976 WATERVIEW LOOP, WINTER PARK, FL 32792-6386
Document Number	0090450635
Book / Page	009045 / 000635
Instrument Date	Dec 15, 2017
Instrument	129149
Transaction Type	Transfer
Record Updated	Jan 11, 2018
Title Company	INNOVATIVE TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,624.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3976 WATERVIEW LOOP WINTER PARK FL 327926386, WINTER PARK, FL 32792-6386

Mortgage

Document Number	90450637
Date	Dec 21, 2017
Book Page	009045/000637
Instrument	129150

Lender

Name	THE MTG FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2047

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,629.00 (+41.56%)	$340,373 (+31.42%)	$340,373 (+6.89%) Land $100,000 Building $240,373
2023	$3,270.00 (+2.6%) Homeowner's exemption	$259,003 (+3%)	$318,439 (+9.78%) Land $90,000 Building $228,439
2022	$3,187.00 Homeowner's exemption	$251,459	$290,064 Land $75,000 Building $215,064

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Seminole County (12117C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121170222072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 53 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	6 (1996–2022)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2022, rainfall accumulation, Hurricane Ian
Claims By Storm	Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Wildfire

Wildfire Risk	Low above 4% of the US · above 4% of Florida
Wildfire Likelihood	About 1 in 6,250 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 352 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	8,000 / 8,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Metronet Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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