3976 Madison St, Gary, IN 46408 Property Records

Lake County property record for 3976 Madison St, Gary, IN 46408

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,596 sqft · built 1921
Lot Size0.093 acres (4,051 sqft)
OwnerCompany Name on Record
Last Sale$131,670 (Nov 2025)
Tax Bill$3,328 (2024)
Deeds & MortgagesNov 2025 Transfer
Nov 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN001-25-41-0085-0026

Property Details

APN / Parcel Number

Primary APN001-25-41-0085-0026
Alternative APNs
  • 45-08-28-254-030.000-004
  • 254100850026

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,596 sqft Living Area
Gross Area2,394 sqft
1st Floor Area798 sqft
Basement Area798 sqft

Exterior

Year BuiltBuilt 1921
Effective Year BuiltEffective 1921
Construction TypeFrame
Roof MaterialAsphalt
Lot Area4,051 sqft (0.093 acres)
Lot Dimensions126 ft deep x 32 ft wide
View / LotAlley
Garage Area798 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3976 MADISON ST
CityGARY
StateIN
Zip46408-2731
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCARL BOLIUS 1ST. ADD. S. 6 1/2 FT. L.19 ALL L.20
Legal SubdivisionCARL BOLIUS 1ST. ADD
Legal Lot Number19
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group2
Census Block2007
Census Tract12400

Owner

Source: Lake County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3976 MADISON ST, GARY, IN 46408-2731
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2025Quit Claim Deed, Transfer
Quitclaim
Nov 20, 2025Limited Warranty Deed, Transfer · Balloon Mortgage
KENTUCKY PRIVATE LENDING LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 20, 2025 · Amount on Record
Deed SaleNov 20, 2025 · Amount on Record
Prior SaleNov 20, 2025
Deed Document Number2025545341
Prior Transfer DateNov 14, 2025
Prior Transfer Doc0000045340
Record UpdatedOct 29, 2026

November 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE IN
Recording DateNov 20, 2025
Property Address3976 MADISON ST, GARY, IN 46408-2731
Document Number0000045340
Map ReferenceMB 10 PG 32
Instrument DateNov 14, 2025
Instrument2025-545340
Transaction TypeTransfer
Record UpdatedDec 4, 2025

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4983 DELAWARE ST, GARY, IN 46409-2835

November 2025: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionLAKE IN
Recording DateNov 20, 2025
Property Address3976 MADISON ST, GARY, IN 46408-2731
Document Number0000045341
Map ReferenceMB 10 PG 32
Instrument DateNov 14, 2025
Instrument2025-545341
Transaction TypeTransfer
Record UpdatedDec 4, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5720 BROWN AVE # B, B, FORT KNOX, KY 40121-2004
InvestorPossibly a Property Investor

Mortgage

Document Number0000045342
DateNov 20, 2025
Instrument2025-545342
Lender
NameKENTUCKY PRIVATE LENDING LLC
TypeNon-Lending Institution
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term7 Months
DueJun 1, 2026

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,200 (-60.16%) Land $5,600 Building $4,600$10,200 (-60.16%) Land $5,600 Building $4,600
2024$3,328.00 (-87.99%)$25,600 (+7.56%) Land $5,200 Building $20,400$25,600 (+7.56%) Land $5,200 Building $20,400
2023$23,800 (+23.96%) Land $5,200 Building $18,600$23,800 (+23.96%) Land $5,200 Building $18,600
2022$27,706.00$19,200 Land $1,900 Building $17,300$19,200 Land $1,900 Building $17,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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