3976 Lorita Ln, Fallbrook, CA 92028 Property Records

San Diego County property record for 3976 Lorita Ln, Fallbrook, CA 92028

Property Summary

Property Type	Residential Vacant Land
Lot Size	4.41 acres (192,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Mar 2026)
Tax Bill	$3,085 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Mar 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`108-223-13-00`

Property Details

APN / Parcel Number

Primary APN	`108-223-13-00`
Alternative APN	`1082231000`

Exterior

Lot Area	192,100 sqft

Location & Zoning

Old Parcel Number	1082231000
Street Address	3976 LORITA LN
City	FALLBROOK
State	CA
Zip	92028-9507
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	A70
Legal Description	PAR 3 (EX DOC97-526290)PAR 4&DOC97-526291 IN TR PM11321
Legal Subdivision	MONSERATE RANCHO
Legal Tract	1011321
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	2
Census Block	2019
Census Tract	18805

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1675 MONTGOMERY DR, VISTA, CA 92084-7627
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Grant Deed, Transfer · Conventional Mortgage ALL IN FCU
Mar 21, 2023	Correction Deed TICOR TITLE-SAN DIEGO, TICOR TITLE CA IE
Mar 11, 2022	Affidavit of Death of Joint Tenant, Transfer TICOR TITLE RIVERSIDE
Mar 10, 2022	Grant Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2026 · Amount on Record
Deed Sale	Mar 6, 2026 · Amount on Record
Prior Sale	Mar 10, 2022 · Amount on Record
Deed Document Number	202662983
Prior Transfer Date	Mar 21, 2023
Prior Transfer Doc	0000071374
Record Updated	Sep 20, 2026

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 6, 2026
Property Address	3976 LORITA LN, FALLBROOK, CA 92028-9507
Document Number	0000062983
Map Reference	FILE 81-159074
Instrument Date	Feb 19, 2026
Instrument	2026-0062983
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1675 MONTGOMERY DR, VISTA, CA 92084-7627

Mortgage

Document Number	0000062984
Date	Mar 6, 2026
Instrument	2026-0062984

Lender

Name	ALL IN FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2036

March 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 21, 2023
Property Address	3976 LORITA LN, FALLBROOK, CA 92028-9507
Document Number	0000071374
Map Reference	FILE 81-159074
Instrument Date	Mar 16, 2023
Instrument	2023-0071374
Record Updated	Mar 29, 2023
Title Company	TICOR TITLE-SAN DIEGO, TICOR TITLE CA IE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	223 TERRACE CREEK CT, RICHMOND, TX 77406-3590

March 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 11, 2022
Property Address	3976 LORITA LN, FALLBROOK, CA 92028-9507
Document Number	0000109436
Map Reference	FILE 81-159074
Instrument Date	Mar 9, 2022
Instrument	2022-0109436
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	TICOR TITLE RIVERSIDE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39381 LOS ALAMOS RD # G, G, MURRIETA, CA 92563-5101

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 10, 2022
Property Address	3976 LORITA LN, FALLBROOK, CA 92028-9507
Document Number	0000108573
Map Reference	FILE 81-159074
Instrument Date	Jan 12, 2022
Instrument	2022-0108573
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	TICOR TITLE RIVERSIDE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	223 TERRACE CREEK CT, RICHMOND, TX 77406-3590

Mortgage

Document Number	0000108574
Date	Mar 10, 2022
Instrument	2022-0108574

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Apr 1, 2025
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6.62%
Index	1-Year CMT
Max Rate	10.6%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$270,497 (+2%) Land $270,497
2025	$3,085.00 (+62.8%)	$265,194 (+75.08%) Land $265,194
2023	$1,895.00 (-0.63%)	$151,471 Land $151,471
2022	$1,907.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 units insured incl. 8 condo units
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 46% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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