3976 Knott Dr, Apopka, FL 32712 Property Records

Orange County property record for 3976 Knott Dr, Apopka, FL 32712

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,888 sqft · built 2010
Lot Size	0.362 acres (15,780 sqft)
Owner	Individual Name on File
Last Sale	$268,500 (Oct 2010)
Tax Bill	$4,529 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-20-28-7428-11-870`

Property Details

APN / Parcel Number

Primary APN	`17-20-28-7428-11-870`
Alternative APNs	`282017742811870` `172518` `175838` `179305`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,888 sqft Living Area
Gross Area	5,345 sqft
1st Floor Area	1,852 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,780 sqft (0.362 acres)
Garage Type	Attached
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	388 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3976 KNOTT DR
City	APOPKA
State	FL
Zip	32712-6438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ROCK SPRINGS RIDGE PHASE VI-A 63/105 LOT 1187
Legal Range	28E
Legal Township	20S
Legal Section	17
Legal Subdivision	ROCK SPRINGS RIDGE PHASE 6-A
Legal Phase	VI
Legal Tract	7428
Legal Block	11
Legal Lot Number	1187
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	2
Census Block	2019
Census Tract	17814

Owner

3976 Knott Dr is owned and occupied by an individual who bought it in October 2010.

Source: Orange County records, as of May 4, 2026

Owner of Record	Individual Name on File
Mailing Address	3976 KNOTT DR, APOPKA, FL 32712-6438
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2023	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Aug 16, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Jul 1, 2017	Loan Modification, Mortgage · FHA Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2010 · Amount on File
Deed Sale	Oct 26, 2010 · Amount on File
Deed Document Number	2010623999
Deed Book / Page	10125 / 3361
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	3976 KNOTT DR, APOPKA, FL 32712-6438
Transaction Type	Mortgage
Record Updated	May 5, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3976 KNOTT DR, APOPKA, FL 32712-6438

Mortgage

Document Number	0000218947
Date	Apr 18, 2023
Instrument	20230218947

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	290 Months
Due	Jun 1, 2047

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	3976 KNOTT DR, APOPKA, FL 32712-6438
Transaction Type	Mortgage
Record Updated	Sep 3, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3976 KNOTT DR, APOPKA, FL 32712-6438

Mortgage

Document Number	20210496354
Date	Aug 16, 2021
Instrument	20210496354

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	310 Months
Due	Jun 1, 2047

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE FL
Property Address	3976 KNOTT DR, APOPKA, FL 32712-6438
Document Number	0000410728
Instrument Date	Jul 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3976 KNOTT DR APOPKA FL 327126438, APOPKA, FL 32712-6438

Mortgage

Document Number	0000410728
Date	Jul 24, 2017
Instrument	410728

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2047

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 3976 Knott Dr was $4,529, up 1.9% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Apopka City
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$328,312 (+2.7%)	$585,030 (-1.31%) Land $90,000 Building $495,030
2025	$4,529.00 (+1.87%) Homeowner's exemption	$319,681	$592,780 Land $90,000 Building $502,780
2024	$4,446.00 (+6.95%)
2023	$4,157.00 (+4.24%) Homeowner's exemption	$301,623 (+3%)	$557,585 (+14.39%) Land $120,000 Building $437,585
2022	$3,988.00 Homeowner's exemption	$292,838	$487,421 Land $120,000 Building $367,421

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3976 Knott Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3976 Knott Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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