3976 Kemp Rd N, Lima, OH 45807 Property Records

Allen County property record for 3976 Kemp Rd N, Lima, OH 45807

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,036 sqft · built 1961
Lot Size	0.459 acres (19,994 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Jul 2009)
Tax Bill	$2,797 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Dec 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-0700-03-004.000`

Property Details

APN / Parcel Number

Primary APN	`36-0700-03-004.000`
Alternative APN	`G2536070003004000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,036 sqft Living Area
Gross Area	3,306 sqft
1st Floor Area	1,700 sqft
Basement Area	1,100 sqft
Finished Basement	336 sqft
Unfinished Basement	764 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Lot Area	19,994 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	25 sqft
Patio Area	860 sqft
Shed	1 Shed
Shed Area	392 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3976 KEMP RD N
City	LIMA
State	OH
Zip	45807-9462
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLONIAL MAPLE SUB-DIV LOT 23033 JOINT TEN FF 100.000
Legal Subdivision	COLONIAL MAPLE SUB-DIV
Legal Lot Number	23033
Jurisdiction	ALLEN OH
Township / Civil Division	AMERICAN
Census Block Group	1
Census Block	1004
Census Tract	10802

Owner

3976 Kemp Rd N is owned and occupied by two individuals who bought it in July 2009.

Source: Allen County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3976 KEMP RD N, LIMA, OH 45807-9462
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2023	Deed of Trust, Mortgage · Line of Credit SUPERIOR CU
Dec 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR CU
Mar 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2009 · Amount on File
Deed Sale	Jul 31, 2009 · Amount on File
Prior Sale	Jan 1, 1990
Deed Document Number	200911745
Deed Book / Page	2009 / 11745
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	3976 KEMP RD N, LIMA, OH 45807-9462
Transaction Type	Mortgage
Record Updated	Jan 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12200011048
Date	Dec 20, 2023
Book Page	2023/11048
Instrument	202312200011048

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	4230 ELIDA RD, LIMA, OH 45807

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 8, 2043

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	3976 KEMP RD N, LIMA, OH 45807-9462
Document Number	0000014204
Instrument Date	Dec 15, 2018
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3976 KEMP RD N LIMA OH 458079462, LIMA, OH 45807-9462

Mortgage

Document Number	0000014204
Date	Dec 20, 2018
Instrument	14204

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 19, 2038

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	3976 KEMP RD N, LIMA, OH 45807-9462
Document Number	0000003248
Book / Page	002017 / 003248
Instrument Date	Mar 25, 2017
Transaction Type	Mortgage
Record Updated	Jul 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3976 KEMP RD N LIMA OH 458079462, LIMA, OH 45807-9462

Mortgage

Document Number	0000003248
Date	Mar 30, 2017
Book Page	002017/003248
Instrument	3248

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 29, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 3976 Kemp Rd N was $2,797, up 2.9% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	American Township
Unified School District	Elida Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,797.00 (+2.87%)	$64,190 (+4.32%) Land $10,920 Building $53,270	$183,400 (+4.32%) Land $31,200 Building $152,200
2024	$2,719.00 (+15.11%) Homeowner's exemption	$61,530 (+37.99%) Land $10,920 Building $50,610	$175,800 Land $31,200 Building $144,600
2023	$2,362.00 (+5.54%) Homeowner's exemption	$44,590 (-) Land $7,910 Building $36,680
2022	$2,238.00 Homeowner's exemption	$44,590 Land $7,910 Building $36,680
2021			$127,400 Land $22,600 Building $104,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3976 Kemp Rd N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3976 Kemp Rd N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Watch TV.

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