San Diego County property record for 3976 Escala Cv, Oceanside, CA 92058 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,376 sqft · built 2001 |
| Lot Size | 0.148 acres (6,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $565,000 (Sep 2018) |
| Tax Bill | $7,095 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit May 2021 Mortgage + 5 more |
| Flood Zone | Zone A99 (high risk) |
| APN | 158-671-17-00 |
| Primary APN | 158-671-17-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,376 sqft Living Area |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 6,454 sqft (0.148 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 3976 ESCALA CV |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92058-7978 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 29 TR 013723 |
| Legal Subdivision | RIO VISTA |
| Legal Tract | 013723 |
| Legal Block | 1 |
| Legal Lot Number | 29 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 18613 |
Source: San Diego County records · APN 158-671-17-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3976 ESCALA CV, OCEANSIDE, CA 92058-7978 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Aug 05, 2026 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF SOUTHERN CALIFORNIA |
| May 26, 2021 | Deed of Trust, Mortgage · VA Mortgage INTERCAP LENDING |
| Nov 22, 2019 | Deed of Trust, Mortgage · VA Mortgage INTERCAP LNDG |
| Sep 18, 2018 | Grant Deed, Transfer · VA Mortgage FIRST NATIONS HM FIN |
| Aug 07, 2017 | Quit Claim Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC |
| Jan 25, 2017 | Grant Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE |
| Jan 25, 2017 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 18, 2018 · Amount on Record |
| Deed Sale | Sep 18, 2018 · Amount on Record |
| Prior Sale | Jan 25, 2017 · Amount on Record |
| Deed Document Number | 2018390224 |
| Prior Transfer Date | Jul 31, 2017 |
| Prior Transfer Doc | 0000356470 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 05, 2026 |
| Property Address | 3976 ESCALA CV, OCEANSIDE, CA 92058-7978 |
| Document Number | 0000225408 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 2026225408 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2026 |
| Title Company | MONARCH LAND TITLE INC, MONARCH TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property, 149 |
| Address | 3976 ESCALA CV, OCEANSIDE, CA 92058-7978 |
| Investor | Possibly a Property Investor |
| Document Number | 0000225408, |
|---|---|
| Date | Aug 05, 2026 |
| Instrument | 2026225408 |
| Name | CREDIT UNION OF SOUTHERN CALIFORNIA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 05, 2051 |
| Rate | 6.43% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3976 ESCALA CV, OCEANSIDE, CA 92058-7978 |
| Transaction Type | Mortgage |
| Record Updated | Jun 04, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 3976 ESCALA CV, OCEANSIDE, CA 92058-7978 |
| Document Number | 0000398936 |
|---|---|
| Date | May 26, 2021 |
| Instrument | 2021-0398936 |
| Name | INTERCAP LENDING |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3976 ESCALA CV, OCEANSIDE, CA 92058-7978 |
| Document Number | 0000553054 |
| Instrument Date | Nov 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2019 |
| Title Company | WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO/CA-SAN DIEGO |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 3976 ESCALA CV OCEANSIDE CA 920587978, OCEANSIDE, CA 92058-7978 |
| Document Number | 0000553054 |
|---|---|
| Date | Nov 27, 2019 |
| Instrument | 553054 |
| Name | INTERCAP LNDG |
|---|---|
| Address | DRAPER, UT 84020 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 26, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 18, 2018 |
| Property Address | 3976 ESCALA CV, OCEANSIDE, CA 92058-7978 |
| Document Number | 0000390224 |
| Instrument Date | Aug 20, 2018 |
| Instrument | 390224 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2018 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $621.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 3976 ESCALA CV OCEANSIDE CA 920587978, OCEANSIDE, CA 92058-7978 |
| Document Number | 390225 |
|---|---|
| Date | Sep 18, 2018 |
| Instrument | 390225 |
| Name | FIRST NATIONS HM FIN |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN DIEGO, CA 92111 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 17, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 07, 2017 |
| Property Address | 3976 ESCALA CV, OCEANSIDE, CA 92058-7978 |
| Document Number | 0000356470 |
| Instrument Date | Jul 31, 2017 |
| Instrument | 356470 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2017 |
| Title Company | LAWYERS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 3976 ESCALA CV OCEANSIDE CA 920587978, OCEANSIDE, CA 92058-7978 |
| Document Number | 356471 |
|---|---|
| Date | Aug 07, 2017 |
| Instrument | 356471 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 06, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 25, 2017 |
| Property Address | 3976 ESCALA CV, OCEANSIDE, CA 92058-7978 |
| Document Number | 0000039368 |
| Map Reference | MAP13723 DOC99-95438 |
| Instrument Date | Dec 06, 2016 |
| Instrument | 2017-0039368 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3976 ESCALA CV, OCEANSIDE, CA 92058-7978 |
| Document Number | 0000039369 |
|---|---|
| Date | Jan 25, 2017 |
| Instrument | 2017-0039369 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 01, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.75% |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 5% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 25, 2017 |
| Property Address | 3976 ESCALA CV, OCEANSIDE, CA 92058-7978 |
| Document Number | 0000039367 |
| Instrument Date | Dec 06, 2016 |
| Instrument | 39367 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 8939 GALLATIN RD #114 PICO RIVERA CA 906601694, 114, PICO RIVERA, CA 90660-1694 |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $642,867 (+2%) Land $241,390 Building $401,477 | |
| 2025 | $7,095.00 (+5.19%) | $630,262 (+4.04%) Land $236,657 Building $393,605 |
| 2023 | $6,745.00 (+1.52%) | $605,790 Land $227,468 Building $378,322 |
| 2022 | $6,644.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186131, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A99 federal flood protection under construction |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 52 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 3 (1980–2009) |
| Most Recent Claim | Jul 2009 |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 477 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 100 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T, San Diego Broadband, T-Mobile USA, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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