3976 E Harbor Rd, Langley, WA 98260 Property Records

Island County property record for 3976 E Harbor Rd, Langley, WA 98260

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 4,172 sqft · built 2017
Lot Size	24.4 acres (1,065,478 sqft)
Owner	Owner Name on Record
Last Sale	$850,280 (Dec 2013)
Tax Bill	$14,957 (2023)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S6135-03-03006-0`

Property Details

APN / Parcel Number

Primary APN	`S6135-03-03006-0`
Alternative APN	`193597`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Building Area	4,172 sqft Living Area
Gross Area	5,090 sqft
1st Floor Area	5,090 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Other
Foundation Type	Concrete
Roof Type	Flat
Roof Material	Aluminum
Lot Area	1,065,478 sqft (24.4 acres)
Lot Width	515 ft Width

Exterior Amenities

Porch	Open Porch
Porch Area	674 sqft
Storage Building	180 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	193597
Street Address	3976 E HARBOR RD
City	LANGLEY
State	WA
Zip	98260-9611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10
Legal Description	TGW GL4 SEC 23-30-2E EX N300 EX BEVERLY BEACH #3 EX SP 3494 V3 SHORT PLATS P348 & 349 EX BRAINERS RD & EAST HARBOR RD EX SHOR
Legal Subdivision	BEVERLY BCH 3
Legal Block	3
Legal Lot Number	6
Jurisdiction	ISLAND WA
Township / Civil Division	SOUTH WHIDBEY ISLAND
Census Block Group	2
Census Block	2009
Census Tract	971900

Owner

Source: Island County records, as of October 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	3976 E HARBOR RD, LANGLEY, WA 98260-9611
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2013 · Amount on Record
Deed Sale	Dec 12, 2013 · Amount on Record
Prior Sale	Apr 4, 2011
Deed Document Number	4352529
Record Updated	Jun 8, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	3976 E HARBOR RD, LANGLEY, WA 98260-9611
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004432794
Date	Oct 25, 2017
Instrument	4432794

Lender

Name	HERITAGE BANK
Type	Bank
Address	OLYMPIA, WA 98507

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Island County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	South Whidbey School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,313,864 (+0.06%) Land $1,500,000 Building $813,864	$2,313,864 (+0.06%) Land $1,500,000 Building $813,864
2023	$14,957.00	$2,312,458 (+3.15%) Land $1,500,000 Building $812,458	$2,312,458 (+3.15%) Land $1,500,000 Building $812,458
2022		$2,241,870 Land $1,500,000 Building $741,870	$2,241,870 Land $1,500,000 Building $741,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	9 (1996–2023)
Most Recent Claim	Feb 2023 · other causes
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Nov 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	North Beverly Beach Association private · serves 46 people · EPA ID WA5311239
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Whidbey Telephone Fiber	1,000 / 1,000