Polk County property record for 3975 Willow Oak Rd, Mulberry, FL 33860
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,165 sqft · built 1964 |
| Lot Size | 0.448 acres (19,515 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $40,000 (Apr 1996) |
| Tax Bill | $497 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-29-28-000000-044040 |
| Primary APN | 23-29-28-000000-044040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 3,165 sqft Living Area |
| 1st Floor Area | 1,861 sqft |
| Upper Floors Area | 680 sqft |
| Flooring | Carpet |
| Interior Walls | Wood |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 19,515 sqft (0.448 acres) |
| Lot Dimensions | 195 ft deep x 100 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Florida Room |
|---|---|
| Porch Area | 680 sqft |
| Shed | 1 Shed |
| Utility Building | 35 sqft |
| Cooling System | Central |
|---|
| Street Address | 3975 WILLOW OAK RD |
|---|---|
| City | MULBERRY |
| State | FL |
| Zip | 33860-9568 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Description | N 100 FT OF S 150 FT OF E 195 FT OF W 220 FT OF SW1/4 OF SW1/4 OF SW1/4 |
| Legal Range | 23E |
| Legal Township | 29S |
| Legal Section | 28 |
| Legal Subdivision | ALAMEDA HEIGHTS |
| Legal Tract | 000000 |
| Legal Block | 3 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 14904 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3975 WILLOW OAK RD, MULBERRY, FL 33860-9568 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 18, 1996 · Amount on Record |
| Deed Sale | Apr 18, 1996 · Amount on Record |
| Deed Book / Page | 3666 / 277 |
| Record Updated | Oct 29, 2026 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $80,822 (+2.7%) | $335,980 (-5.1%) Land $12,375 Building $323,605 | |
| 2025 | $497.00 (-47.57%) Homeowner's exemption | $78,697 (+5.99%) | $354,052 (+0.92%) Land $12,375 Building $341,677 |
| 2023 | $948.00 (+3.95%) Homeowner's exemption | $74,251 (+3%) | $350,837 (+20.83%) Land $11,880 Building $338,957 |
| 2022 | $912.00 Homeowner's exemption | $72,088 | $290,346 Land $11,385 Building $278,961 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWEST/POLK COUNTY UTILITY serves 39,209 people · EPA ID FL6530852 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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