St. Louis County property record for 3975 Stebner Rd, Hermantown, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.25 ba · 1,912 sqft · built 2004 |
| Lot Size | 3.01 acres (131,116 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $360,000 (Sep 2015) |
| Tax Bill | $8,476 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 395-0010-06390 |
| Primary APN | 395-0010-06390 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,912 sqft Gross Area |
| 1st Floor Area | 1,912 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Lot Area | 131,116 sqft (3.01 acres) |
| Garage Area | 1,921 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 236 sqft |
| Deck Area | 170 sqft |
| Storage Building | 192 sqft |
| Pole Barn | 1,200 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 995066 |
|---|---|
| Street Address | 3975 STEBNER RD |
| City | HERMANTOWN |
| State | MN |
| Zip | 55811-1704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 2/3 OF NE1/4 OF SE1/4 EX N 566 FT & EX THATPART LYING S OF NLY 666 FT SERIAL # |
| Legal Range | 15W |
| Legal Township | 50N |
| Legal Section | 23 |
| Legal Subdivision | HERMANTOWN CITY OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | HERMANTOWN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 10302 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3975 STEBNER RD, HERMANTOWN, MN 55811-1704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 3, 2015 · Amount on Record |
| Deed Sale | Sep 3, 2015 · Amount on Record |
| Prior Sale | Sep 20, 2010 · Amount on Record |
| Deed Document Number | 20151269049 |
| Prior Transfer Date | Dec 5, 2012 |
| Prior Transfer Doc | 0000003454 |
| Record Updated | Sep 20, 2026 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Hermantown City |
| Unified School District | Hermantown Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,476.00 (+14.79%) Homeowner's exemption | ||
| 2025 | $7,384.00 (+11.2%) Homeowner's exemption | $637,800 (+2%) Land $60,400 Building $577,400 | $637,800 (+2%) Land $60,400 Building $577,400 |
| 2024 | $6,640.00 | $531,500 (+18.27%) Land $54,800 Building $476,700 | $531,500 (+18.27%) Land $54,800 Building $476,700 |
| 2022 | $449,400 Land $50,400 Building $399,000 | $449,400 Land $50,400 Building $399,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 78% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Hermantown serves 7,215 people · EPA ID MN1690043 |
|---|---|
| Water Source | Purchased surface water from Duluth |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
May also be available: T-Mobile.
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