3975 Ruth Ln, Cincinnati, OH 45211 Property Records

Hamilton County property record for 3975 Ruth Ln, Cincinnati, OH 45211

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,186 sqft · built 1937
Lot Size	0.133 acres (5,837 sqft)
Owner	Individual Name on Record
Last Sale	$152,900 (Jan 2021)
Tax Bill	$3,333 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Jul 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`551-0001-0348-00`

Property Details

APN / Parcel Number

Primary APN	`551-0001-0348-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,186 sqft Living Area
1st Floor Area	812 sqft
Attic	Attic
Attic Area	374 sqft
Basement Area	857 sqft
Finished Basement	260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	5,837 sqft (0.133 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	77 sqft
Patio Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3975 RUTH LN
City	CINCINNATI
State	OH
Zip	45211-3307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RUTH LANE 40.54 X 120.49 IRR LOT 10 PHILIP RUEBELSSUB
Legal Subdivision	PHILIP RUEBELS SUB
Legal Lot Number	10
Jurisdiction	HAMILTON OH
Township / Civil Division	CHEVIOT
Census Block Group	1
Census Block	1008
Census Tract	20901

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3975 RUTH LN, CINCINNATI, OH 45211-3307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2021	Warranty Deed, Transfer · Conventional with PMI PRIME LNDG
Jul 3, 2018	Affidavit of Death, Transfer ATTORNEY ONLY
Jul 3, 2018	Warranty Deed, Transfer · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2021 · Amount on Record
Deed Sale	Jan 11, 2021 · Amount on Record
Prior Sale	Jul 3, 2018 · Amount on Record
Deed Document Number	2021-0003564
Deed Book / Page	14331 / 717
Prior Transfer Date	Jan 9, 2021
Prior Transfer Doc	0000003564
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 9, 2021
Property Address	3975 RUTH LN, CINCINNATI, OH 45211-3307
Document Number	0000003564
Book / Page	014331 / 000717
Instrument Date	Dec 22, 2020
Instrument	3564
Transaction Type	Transfer
Record Updated	Mar 25, 2021
Title Company	NTC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$612.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3975 RUTH LN CHEVIOT OH 452113307, CHEVIOT, OH 45211-3307

Mortgage

Document Number	3565
Date	Jan 9, 2021
Book Page	014331/000719
Instrument	3565

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2051

July 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	HAMILTON OH
Recording Date	Jul 3, 2018
Property Address	3975 RUTH LN, CINCINNATI, OH 45211-3307
Document Number	0000057003
Book / Page	013702 / 000743
Instrument Date	Jun 1, 2018
Instrument	57003
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	621 E MECHRING WAY 2004 CINCINNATI OH 45202, CINCINNATI, OH 45202

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 3, 2018
Property Address	3975 RUTH LN, CINCINNATI, OH 45211-3307
Document Number	0000057004
Book / Page	013702 / 000747
Instrument Date	Jun 1, 2018
Instrument	57004
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$329.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3975 RUTH LN CHEVIOT OH 452113307, CHEVIOT, OH 45211-3307

Mortgage

Document Number	57005
Date	Jul 3, 2018
Book Page	013702/000750
Instrument	57005

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cheviot City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,333.00 (+2.9%)	$53,515 (-) Land $6,811 Building $46,704
2024	$3,239.00 (-2.03%)	$53,515 (-) Land $6,811 Building $46,704
2023	$3,306.00 (+20.44%)	$53,515 (+39.13%) Land $6,811 Building $46,704	$152,900 (+39.13%) Land $19,460 Building $133,440
2022	$2,745.00 Homeowner's exemption	$38,465 Land $5,894 Building $32,571
2020			$109,900 Land $16,840 Building $93,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 711 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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