3975 Ruby Dr, Cohutta, GA 30710 Property Records

Whitfield County property record for 3975 Ruby Dr, Cohutta, GA 30710 · Last verified July 2026

Property Highlights

Property TypeCommercial > Retail
Year BuiltBuilt 2002
Square Footage10,500 sqft Total Area
Lot Size82,328 sqft (1.89 acres)
Tax Bill$7,661.00 (2025)

Property Details

APN / Parcel Number

Primary APN11-228-01-011
Alternative APN
  • 36778

Interior

Building Area10,500 sqft Total Area
Primary FlooringConcrete/Cement Flooring
Interior StructureFinished/Painted Interior Structure

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialMetal Exterior
Construction TypeSteel Frame Construction
Roof MaterialMetal Roof
Lot Area82,328 sqft (1.89 acres)
Patio Area144 sqft Patio
Porch1 Porch
Porch Area104 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number36778
Street AddressRUBY DR
StateGA
Property UsageCommercial Property Usage
TypeCommercial > Retail
Legal DescriptionPLT 3 WHEAT EST
Legal SubdivisionWHEAT EST
Legal Lot Number3
JurisdictionWHITFIELD GA
Minor Civil DivisionNORTH WHITFIELD
Census Blockgroup2
Census Block2067
Census Tract103

Owner

Source: Whitfield County records · APN 11-228-01-011

Assessment roll updated January 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address623 CHEROKEE TRL NW, DALTON, GA 30721-7838
Owner TypeOwner is a Company
VestingOwner is a Trust, Family Living Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2026Deed of Trust, Mortgage · Building or Construction Mortgage
PINNACLE BANK
Jun 14, 2022Warranty Deed, Transfer
Dec 30, 2019Loan Modification, Mortgage
FIRST BK/DALTON
May 29, 2019Loan Modification, Mortgage
FIRST BK/DALTON
Jan 16, 2018Loan Modification, Mortgage
FIRST BK/DALTON
Aug 07, 2017Loan Modification, Mortgage
FIRST BK/DALTON

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 08, 2004
Deed SaleDec 08, 2004
Prior SaleAug 07, 2001 · Amount on Record
Deed Book / Page4398 / 138
Last Transfer DateNov 05, 2024
Transfer Doc7100000122
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITFIELD GA
Recording DateJun 11, 2026
Property AddressRUBY DR, GA
Document Number7185000081
Book / Page7185 / 81
Instrument DateJun 11, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyWOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust, 220
Address623 CHEROKEE TRL NW, DALTON, GA 30721-7838

Mortgage

Document Number7185000081,
DateJun 11, 2026
Book Page7185/81
Lender
NamePINNACLE BANK
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term60 Months
DueJun 01, 2031
Interest
Rate6.36%
Max Rate-1%

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITFIELD GA
Recording DateJun 14, 2022
Property AddressRUBY DR, DALTON, GA 30721
Document Number0069400473
Book / Page6940 / 473
Instrument DateJun 14, 2022
Instrument2022-001872
Transaction TypeTransfer
Record UpdatedFeb 13, 2024

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address623 CHEROKEE TRL NW, DALTON, GA 30721-7838

December 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWHITFIELD GA
Property Address3975 RUBY DR, COHUTTA, GA 30710-9125
Document Number0067490023
Instrument DateDec 30, 2019
Transaction TypeMortgage
Record UpdatedJan 28, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 341 VARNELL GA 307560341, VARNELL, GA 30756-0341

Mortgage

Document Number0067490023
DateJan 09, 2020
Book Page006749/000023
Lender
NameFIRST BK/DALTON
TypeBank
AddressDALTON, GA 30720
Agreement
AmountAmount Recorded
Term12 Months
DueJan 08, 2021

May 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWHITFIELD GA
Property Address3975 RUBY DR, COHUTTA, GA 30710-9125
Document Number0067110853
Instrument DateMay 29, 2019
Transaction TypeMortgage
Record UpdatedJul 03, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 341 VARNELL GA 307560341, VARNELL, GA 30756-0341

Mortgage

Document Number0067110853
DateJun 10, 2019
Book Page006711/000853
Lender
NameFIRST BK/DALTON
TypeBank
AddressDALTON, GA 30720
Agreement
AmountAmount Recorded
Term12 Months
DueJun 09, 2020

January 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWHITFIELD GA
Property Address3975 RUBY DR, COHUTTA, GA 30710-9125
Document Number0066370081
Instrument DateJan 16, 2018
Transaction TypeMortgage
Record UpdatedAug 31, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 341 VARNELL GA 307560341, VARNELL, GA 30756-0341

Mortgage

Document Number0066370081
DateFeb 09, 2018
Book Page006637/000081
Lender
NameFIRST BK/DALTON
TypeBank
AddressDALTON, GA 30720
Agreement
AmountAmount Recorded
Term12 Months
DueFeb 08, 2019

August 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWHITFIELD GA
Property Address3975 RUBY DR, COHUTTA, GA 30710-9125
Document Number0065610033
Instrument DateAug 07, 2017
Transaction TypeMortgage
Record UpdatedAug 27, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 341 VARNELL GA 307560341, VARNELL, GA 30756-0341

Mortgage

Document Number0065610033
DateAug 21, 2017
Book Page006561/000033
Lender
NameFIRST BK/DALTON
TypeBank
AddressDALTON, GA 30720
Agreement
AmountAmount Recorded
Term12 Months
DueAug 20, 2018

Tax Assessment & Valuation

Source: Whitfield County records · Assessment roll updated January 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyWhitfield County
Unified School DistrictWhitfield County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,661.00 (+30.42%)$278,187 (+39.66%) Land $113,400 Building $164,787$695,468 (+39.66%) Land $283,500 Building $411,968
2023$5,874.00 (+50.15%)$199,189 (+50.15%) Land $40,603 Building $158,586$497,972 (+50.15%) Land $101,507 Building $396,465
2022$3,912.00 Additional exemption filed$132,661 Land $40,603 Building $92,058$331,652 Land $101,507 Building $230,145

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whitfield County (13313C), updated November 7, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 40% of the US · above 26% of Georgia
Wildfire LikelihoodAbout 1 in 1,389 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Ruby Dr

Nearby Streets

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