3975 Ronda Rd, Pebble Beach, CA 93953 Property Records

Monterey County property record for 3975 Ronda Rd, Pebble Beach, CA 93953

Property Summary

Property Type	Single Family Home
Details	6 bd · 5.5 ba · 5,800 sqft · built 2025
Lot Size	1 acres (43,560 sqft)
Owner	2 Trust Names on File
Last Sale	$1,100,000 (Sep 2020)
Tax Bill	$57,011 (2025)
Deeds & Mortgages	Dec 2021 Construction Loan Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`008-031-033-000`

Property Details

APN / Parcel Number

Primary APN	`008-031-033-000`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Building Area	5,800 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Lot Area	43,560 sqft (1 acres)
Garage Area	876 sqft
Parking Spaces	3 Parking Spaces
Total Buildings	2 Buildings

Location & Zoning

Street Address	3975 RONDA RD
City	PEBBLE BEACH
State	CA
Zip	93953-3220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 OF PAR 7 AS DESC IN VOL 15C&T PG 52 1.005 AC
Legal Subdivision	DEL MONTE FOREST PLAN POPPY 2
Legal Lot Number	14
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	3
Census Block	3020
Census Tract	11901

Owner

3975 Ronda Rd is owner-occupied and held in a trust since June 2025.

Source: Monterey County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3975 RONDA RD, PEBBLE BEACH, CA 93953-3220
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Deed of Trust, Mortgage · Construction Mortgage UMPQUA BANK
Sep 2, 2020	Grant Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2020 · Amount on File
Deed Sale	Sep 2, 2020 · Amount on File
Deed Document Number	202045725
Last Transfer Date	Jun 4, 2025
Transfer Doc	0000018978
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	3975 RONDA RD, PEBBLE BEACH, CA 93953-3220
Transaction Type	Mortgage
Record Updated	Jan 14, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 RABBLE RD, ORINDA, CA 94563-3718

Mortgage

Document Number	0000086434
Date	Dec 30, 2021
Instrument	2021086434

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jan 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8%
Index	Other
Max Rate	8%

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Sep 2, 2020
Property Address	3975 RONDA RD, PEBBLE BEACH, CA 93953-3220
Document Number	0000045725
Map Reference	VOL 24 PG 37
Instrument Date	Sep 1, 2020
Instrument	2020045725
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE SALINAS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	8 RABBLE RD, ORINDA, CA 94563-3718

Mortgage

Document Number	0000045726
Date	Sep 2, 2020
Instrument	2020045726

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Sep 1, 2023
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	1-Year CMT
Max Rate	11.2%

Tax Assessment & Valuation

The 2025 property tax bill for 3975 Ronda Rd was $57,011 with a homeowner's exemption.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$4,315,287 (-12.03%) Land $1,214,487 Building $3,100,800
2025	$57,011.00	$4,905,674 Land $1,190,674 Building $3,715,000
2023	$12,590.00 (+1.46%)	$1,144,440 Land $1,144,440
2022	$12,409.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3975 Ronda Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3975 Ronda Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000

May also be available: T-Mobile.

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