3975 Kerwin Dr, Memphis, TN 38128 Property Records

Shelby County property record for 3975 Kerwin Dr, Memphis, TN 38128

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,507 sqft · built 1966
Lot Size0.27 acres (11,780 sqft)
OwnerTrust Name on File
Last Sale$92,000 (Jan 2020)
Tax Bill$1,039 (2025)
Deeds & MortgagesJan 2020 Sale
Jul 2019 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-0058-0-0024

Property Details

APN / Parcel Number

Primary APN09-0058-0-0024

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,507 sqft Living Area
1st Floor Area1,507 sqft
Utility Area36 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1995
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area11,780 sqft (0.27 acres)
Lot Dimensions124 ft deep x 95 ft wide
PorchOpen Porch
Porch Area16 sqft
Patio Area36 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address3975 KERWIN DR
CityMEMPHIS
StateTN
Zip38128-6726
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-8
Legal DescriptionSS ST ELMO AVE COR KERWIN DR SW
Legal SubdivisionRALEIGH FARMS
Legal Lot Number12
JurisdictionSHELBY TN
Township / Civil Division6
Census Block Group2
Census Block2003
Census Tract20524

Owner

3975 Kerwin Dr is held in a trust since January 2020.

Source: Shelby County records, as of June 2, 2026

Owner of RecordTrust Name on File
Mailing Address380 S LAKE AVE, 209, PASADENA, CA 91101-3500
Owner TypeCompany
VestingTrust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2020Warranty Deed, Transfer
COMMERCIAL TITLE GROUP INC, COMMERCIAL TITLE GRP INC
Jul 24, 2019Warranty Deed, Transfer
COMMERCIAL TITLE GROUP INC, COMMERCIAL TITLE GRP INC
Apr 25, 2019Warranty Deed, Construction Loan · Construction Mortgage
LAKSH NANDRAJOG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 10, 2020 · Amount on File
Deed SaleJan 10, 2020 · Amount on File
Prior SaleJul 24, 2019 · Amount on File
Deed Document Number20203845
Prior Transfer DateJul 29, 2010
Prior Transfer Doc0000080686
Record UpdatedOct 29, 2026

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateJan 10, 2020
Property Address3975 KERWIN DR, MEMPHIS, TN 38128-6726
Document Number0000003845
Instrument DateJan 3, 2020
Instrument3845
Transaction TypeTransfer
Record UpdatedJan 29, 2020
Title CompanyCOMMERCIAL TITLE GROUP INC, COMMERCIAL TITLE GRP INC

Transaction

AmountAmount on Record
Tax$340.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address380 S LAKE AVE #209 PASADENA CA 911013500, 209, PASADENA, CA 91101-3500

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateJul 24, 2019
Property Address3975 KERWIN DR, MEMPHIS, TN 38128-6726
Document Number0000074096
Instrument DateJul 19, 2019
Instrument74096
Transaction TypeTransfer
Record UpdatedJul 30, 2019
Title CompanyCOMMERCIAL TITLE GROUP INC, COMMERCIAL TITLE GRP INC

Transaction

AmountAmount on Record
Tax$196.10
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPartnership
Address310 GERMANTOWN BEND CV CORDOVA TN 380184267, CORDOVA, TN 38018-4267

April 2019: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateApr 25, 2019
Property Address3975 KERWIN DR, MEMPHIS, TN 38128-6726
Document Number0000040234
Instrument DateApr 18, 2019
Instrument40234
Transaction TypeConstruction Loan
Record UpdatedMay 6, 2019
Title CompanyCLOSETRAK LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$173.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 854 HORN LAKE MS 386370854, HORN LAKE, MS 38637-0854

Mortgage

Document Number40235
DateApr 25, 2019
Instrument40235
Lender
NameLAKSH NANDRAJOG
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueApr 24, 2020
Interest
Rate8%

Tax Assessment & Valuation

The 2025 property tax bill for 3975 Kerwin Dr was $1,039.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,039.00$38,625 Land $2,875 Building $35,750$154,500 Land $11,500 Building $143,000
2023$23,200 Land $2,250 Building $20,950
2022$1,413.00
2021$92,800 Land $9,000 Building $83,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3975 Kerwin Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3975 Kerwin Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEMPHIS LIGHT, GAS, & WATER
serves 659,500 people · EPA ID TN0000450
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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