Orange County property record for 3975 Isabella Cir, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6.5 ba · 5,099 sqft · built 2017 |
| Lot Size | 0.601 acres (26,159 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $2,230,000 (Apr 2022) |
| Tax Bill | $31,480 (2025) |
| Deeds & Mortgages | Dec 2025 Transfer Apr 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-23-27-0570-00-700 |
| Primary APN | 12-23-27-0570-00-700 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,099 sqft Living Area |
| Gross Area | 7,404 sqft |
| 1st Floor Area | 3,640 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Concrete Block/Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 26,159 sqft (0.601 acres) |
| Garage Type | Attached |
| Garage Area | 776 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 1,149 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 3975 ISABELLA CIR |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-9530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSTD R-CE- |
| Legal Description | CASABELLA PHASE 2 85/95 LOT 70 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 12 |
| Legal Subdivision | CASABELLA PH 2 |
| Legal Phase | 2 |
| Legal Tract | 570 |
| Legal Lot Number | 70 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 17115 |
Source: Orange County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 3975 ISABELLA CIR, WINDERMERE, FL 34786-9530 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Dec 3, 2025 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Apr 6, 2022 | Warranty Deed, Transfer · Conventional Mortgage PENTAGON FCU |
| Jan 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LENDSURE MORTGAGE CORP |
| Jun 8, 2020 | Deed of Trust, Construction Loan · Construction Mortgage MARVIN FAMILY TRUST (PT) |
| Sep 5, 2017 | Grant Deed, Transfer WESTMINSTER TITLE AGENCY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2022 · Amount on Record |
| Deed Sale | Apr 6, 2022 · Amount on Record |
| Prior Sale | Sep 5, 2017 · Amount on Record |
| Deed Document Number | 2022222484 |
| Last Transfer Date | Nov 26, 2025 |
| Transfer Doc | 0000689587 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Dec 3, 2025 |
| Property Address | 3975 ISABELLA CIR, WINDERMERE, FL 34786-9530 |
| Document Number | 0000689587 |
| Map Reference | MB 85 PG 95-99 |
| Instrument Date | Nov 26, 2025 |
| Instrument | 20250689587 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3975 ISABELLA CIR, WINDERMERE, FL 34786-9530 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3975 ISABELLA CIR, WINDERMERE, FL 34786-9530 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Apr 6, 2022 |
| Property Address | 3975 ISABELLA CIR, WINDERMERE, FL 34786-9530 |
| Document Number | 0000222484 |
| Map Reference | MB 85 PG 95-99 |
| Instrument Date | Mar 24, 2022 |
| Instrument | 20220222484 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | EQUITABLE TITLE/W ORLANDO LLC, EQUITABLE TTL OF WEST ORLAND |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $15,610.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3975 ISABELLA CIR, WINDERMERE, FL 34786-9530 |
| Document Number | 0000222485 |
|---|---|
| Date | Apr 6, 2022 |
| Instrument | 20220222485 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 3975 ISABELLA CIR, WINDERMERE, FL 34786-9530 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | DADAO BELKEN SHAN DAOLL DISTRICT HARBIN HELLONGJIANG PROVINC 502, 502, CHINA |
| Document Number | 0000015907 |
|---|---|
| Date | Jan 11, 2021 |
| Instrument | 20210015907 |
| Name | LENDSURE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92128 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jun 8, 2020 |
| Property Address | 3975 ISABELLA CIR, WINDERMERE, FL 34786-9530 |
| Document Number | 0000316428 |
| Instrument Date | May 22, 2020 |
| Instrument | 316428 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 502 31-13 QUN LI #1 DA DAO BEL KEN SHA DAOLI DISTRICT |
| Document Number | 0000316428 |
|---|---|
| Date | Jun 8, 2020 |
| Instrument | 316428 |
| Name | MARVIN FAMILY TRUST (PT) |
|---|---|
| Address | 15136 HUNTINGTON GATE DR, POWAY, CA 92064-6704 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 7, 2021 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Sep 5, 2017 |
| Property Address | 3975 ISABELLA CIR, WINDERMERE, FL 34786-9530 |
| Document Number | 0000489901 |
| Instrument Date | Aug 24, 2017 |
| Instrument | 489901 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2017 |
| Title Company | WESTMINSTER TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $11,365.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3975 ISABELLA CIR WINDERMERE FL 347869530, WINDERMERE, FL 34786-9530 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,159,470 (+11.49%) Land $350,000 Building $1,809,470 | $2,159,470 (-1.26%) Land $350,000 Building $1,809,470 | |
| 2025 | $31,480.00 (+3.15%) Homeowner's exemption | $1,936,956 (+5.99%) | $2,187,120 (+16.76%) Land $350,000 Building $1,837,120 |
| 2024 | $30,520.00 (+7.21%) | ||
| 2023 | $28,467.00 (+12.38%) Homeowner's exemption | $1,827,541 (+11.6%) | $1,873,244 (+14.39%) Land $350,000 Building $1,523,244 |
| 2022 | $25,331.00 Homeowner's exemption | $1,637,569 Land $350,000 Building $1,287,569 | $1,637,569 Land $350,000 Building $1,287,569 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 34 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 34 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink Fiber | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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