3975 Isaac Cir, Williamsburg, VA 23188 Property Records

James City County property record for 3975 Isaac Cir, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,192 sqft · built 2022
Lot Size	0.148 acres (6,447 sqft)
Owner	Individual Name on File
Last Sale	$624,900 (Jan 2024)
Tax Bill	$4,755 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-3 07-0-0067`

Property Details

APN / Parcel Number

Primary APN	`23-3 07-0-0067`
Alternative APN	`36306`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,192 sqft Living Area
Basement Area	2,192 sqft
Finished Basement	1,418 sqft

Exterior

Year Built	Built 2022
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	6,447 sqft (0.148 acres)
Garage Type	Attached
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	322 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	36306
Street Address	3975 ISAAC CIR
City	WILLIAMSBURG
State	VA
Zip	23188-2054
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MU MIXED USE
Legal Description	L-67 PH-6 S-2B COLONIAL HERITAGE
Legal Subdivision	COLONIAL HERITAGE
Legal Phase	6
Legal Lot Number	67
Jurisdiction	JAMES CITY VA
Township / Civil Division	STONEHOUSE
Census Block Group	3
Census Block	3008
Census Tract	80402

Owner

3975 Isaac Cir is owned and occupied by an individual who bought it in January 2024.

Source: James City County records, as of November 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3975 ISAAC CIR, WILLIAMSBURG, VA 23188-2054
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2024	Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Oct 28, 2022	Warranty Deed, Transfer · Conventional Mortgage LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2024 · Amount on File
Deed Sale	Jan 30, 2024 · Amount on File
Prior Sale	Oct 28, 2022 · Amount on File
Deed Document Number	202401526
Record Updated	Jun 8, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jan 30, 2024
Property Address	3975 ISAAC CIR, WILLIAMSBURG, VA 23188-2054
Document Number	0202401526
Instrument Date	Jan 19, 2024
Instrument	202401526
Transaction Type	Transfer
Record Updated	Feb 7, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3975 ISAAC CIR, WILLIAMSBURG, VA 23188-2054

Mortgage

Document Number	0202401527
Date	Jan 30, 2024
Instrument	202401527

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Oct 28, 2022
Property Address	3975 ISAAC CIR, WILLIAMSBURG, VA 23188-2054
Document Number	0202215586
Instrument Date	Oct 27, 2022
Instrument	202215586
Transaction Type	Transfer
Record Updated	Oct 24, 2023
Title Company	LENNAR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3975 ISAAC CIR, WILLIAMSBURG, VA 23188-2054

Mortgage

Document Number	0202215587
Date	Oct 28, 2022
Instrument	202215587

Lender

Name	LENNAR MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3975 Isaac Cir was $4,755, up 6.4% from the year before.

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,755.00 (+6.4%)	$573,000 Land $110,500 Building $462,500	$573,000 Land $110,500 Building $462,500
2024	$4,469.00
2023		$455,500 Land $91,500 Building $364,000	$455,500 Land $91,500 Building $364,000
2022	$2,270.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3975 Isaac Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3975 Isaac Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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