3975 Harper Ave, Gurnee, IL 60031 Property Records

Lake County property record for 3975 Harper Ave, Gurnee, IL 60031

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,674 sqft · built 1983
Lot Size	0.232 acres (10,123 sqft)
Owner	2 Individual Names on File
Last Sale	$326,500 (Mar 2022)
Tax Bill	$8,831 (2024)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-24-134-002`

Property Details

APN / Parcel Number

Primary APN	`07-24-134-002`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,674 sqft Living Area
Gross Area	3,832 sqft
1st Floor Area	1,674 sqft
Basement Area	1,674 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,123 sqft (0.232 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	162 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3975 HARPER AVE
City	GURNEE
State	IL
Zip	60031-3072
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIDSTROMS RE-SUB OF N1/2 BLOCK 49 F H BARTLETTS 3RD ADDNTO N ORTH WOODS LOT 3
Legal Subdivision	LIDSTROMS RESUB
Legal Block	49
Legal Lot Number	3
Jurisdiction	LAKE IL
Township / Civil Division	WARREN
Census Block Group	2
Census Block	2021
Census Tract	861510

Owner

3975 Harper Ave is owned and occupied by two individuals who bought it in March 2022.

Source: Lake County records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3975 HARPER AVE, GURNEE, IL 60031-3072
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2022 · Amount on File
Deed Sale	Mar 7, 2022 · Amount on File
Deed Document Number	20227881076
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Mar 7, 2022
Property Address	3975 HARPER AVE, GURNEE, IL 60031-3072
Document Number	0007881076
Map Reference	DOC 1356599
Instrument Date	Jan 14, 2022
Instrument	7881076
Transaction Type	Transfer
Record Updated	Mar 18, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$326.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3975 HARPER AVE, GURNEE, IL 60031-3072

Mortgage

Document Number	0007881077
Date	Mar 7, 2022
Instrument	7881077

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Warren Township
Municipality	Gurnee Village
Elementary School District	Gurnee School District 56 (PK - 08)
Secondary School District	Warren Township High School District 121 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$107,708 Land $11,450 Building $96,258	$323,156 Land $34,353 Building $288,803
2024	$8,831.00 (+6.72%)
2023	$8,275.00 (+15.17%)	$88,881 (+7.93%) Land $9,449 Building $79,432	$266,670 (+7.93%) Land $28,350 Building $238,320
2022	$7,185.00	$82,347 Land $9,911 Building $72,436	$247,066 Land $29,736 Building $217,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3975 Harper Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3975 Harper Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GURNEE serves 30,193 people · EPA ID IL0970350
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: E-vergent.

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