3975 el Canto Dr, Spring Valley, CA 91977 Property Records

San Diego County property record for 3975 el Canto Dr, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,680 sqft · built 1959
Lot Size	0.301 acres (13,100 sqft)
Owner	Individual Name on Record
Last Sale	$417,000 (Aug 2013)
Tax Bill	$6,659 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`501-201-31-00`

Property Details

APN / Parcel Number

Primary APN	`501-201-31-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,680 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	13,100 sqft (0.301 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3975 EL CANTO DR
City	SPRING VALLEY
State	CA
Zip	91977-1715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 571 TR 002777
Legal Subdivision	MT HELIX RHO
Legal Tract	002777
Legal Block	3
Legal Lot Number	571
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3005
Census Tract	13601

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3975 EL CANTO DR, SPRING VALLEY, CA 91977-1715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Jan 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2013 · Amount on Record
Deed Sale	Aug 30, 2013 · Amount on Record
Prior Sale	Sep 12, 2002 · Amount on Record
Deed Document Number	2013543281
Prior Transfer Date	Mar 12, 2013
Prior Transfer Doc	0000162408
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3975 EL CANTO DR, SPRING VALLEY, CA 91977-1715
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	NAVY FEDERAL TITLE/CALIFORNIA, NAVY FEDERAL TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3975 EL CANTO DR, SPRING VALLEY, CA 91977-1715

Mortgage

Document Number	0000298851
Date	Apr 19, 2021
Instrument	2021-0298851

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3975 EL CANTO DR, SPRING VALLEY, CA 91977-1715
Document Number	0000033072
Instrument Date	Jan 17, 2017
Transaction Type	Mortgage
Record Updated	Jan 30, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3975 EL CANTO DR SPRING VALLEY CA 919771715, SPRING VALLEY, CA 91977-1715

Mortgage

Document Number	0000033072
Date	Jan 23, 2017
Instrument	33072

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$521,398 (+2%) Land $162,545 Building $358,853
2025	$6,659.00 (+7.16%) Homeowner's exemption	$511,175 (+4.04%) Land $159,358 Building $351,817
2023	$6,214.00 (+1.59%) Homeowner's exemption	$491,327 Land $153,171 Building $338,156
2022	$6,117.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2017–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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