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3975 E Joshua Tree Ln, Midland, MI 48642 Property Records

Midland County property record for 3975 E Joshua Tree Ln, Midland, MI 48642

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 3,110 sqft · built 2008
Lot Size1.12 acres (48,787 sqft)
Owner2 Individual Names on Record
Last Sale$497,000 (Dec 2008)
Tax Bill$8,588 (2025)
Deeds & MortgagesSep 2026 Sale
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN090-611-500-440-00

Property Details

APN / Parcel Number

Primary APN090-611-500-440-00

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,110 sqft Living Area
1st Floor Area2,896 sqft
Basement Area2,896 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleRanch
Lot Area48,787 sqft (1.12 acres)
Lot Dimensions267 ft deep x 153 ft wide
Garage Area1,168 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address3975 E JOSHUA TREE LN
CityMIDLAND
StateMI
Zip48642-8606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIA
Legal DescriptionT15N R2E LOT 44 PINE HOLLOW ESTATES NO 2.
Legal SubdivisionPINE HOLLOW ESTATES
Legal Lot Number44
JurisdictionMIDLAND MI
Township / Civil DivisionLARKIN
Census Block Group3
Census Block3000
Census Tract291104

Owner

Source: Midland County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3975 E JOSHUA TREE LN, MIDLAND, MI 48642-8606
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Apr 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 23, 2008 · Amount on Record
Deed SaleDec 23, 2008 · Amount on Record
Prior SaleDec 19, 2008 · Amount on Record
Deed Book / Page1451 / 1114
Last Transfer DateSep 11, 2026
Transfer Doc0000008832
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIDLAND MI
Recording DateSep 14, 2026
Property Address3975 E JOSHUA TREE LN, MIDLAND, MI 48642-8606
Document Number0000008832
Instrument DateSep 11, 2026
Instrument20268832
Transaction TypeTransfer
Record UpdatedSep 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address3975 E JOSHUA TREE LN, MIDLAND, MI 48642-8606

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDLAND MI
Property Address3975 E JOSHUA TREE LN, MIDLAND, MI 48642-8606
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1632/1363
DateApr 13, 2020
Book Page1632/1363
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2035

Tax Assessment & Valuation

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMidland County
County SubdivisionLarkin Charter Township
Unified School DistrictMidland Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$344,800$689,600
2025$8,588.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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