Adams County property record for 3975 E 550 N, Decatur, IN 46733
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 864 sqft · built 1990 |
| Lot Size | 1.04 acres (45,390 sqft) |
| Owner | Individual Name on File |
| Last Sale | $89,200 (Mar 2010) |
| Tax Bill | $867 (2025) |
| Deeds & Mortgages | Jan 2022 Refinance Sep 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-06-06-200-005.000-015 |
| Primary APN | 01-06-06-200-005.000-015 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Game Room | Game Room |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 45,390 sqft (1.04 acres) |
| Garage Type | Attached |
| Garage Area | 1,200 sqft |
| Parking Spaces | 4 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 01860878382 |
|---|---|
| Street Address | 3975 E 550 N |
| City | DECATUR |
| State | IN |
| Zip | 46733-7955 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 264' OF E 171' NE SEC 6 (1.042A) |
| Jurisdiction | ADAMS IN |
| Township / Civil Division | ST. MARYS |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 30400 |
3975 E 550 N is owned and occupied by an individual who bought it in March 2010.
Source: Adams County records, as of June 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3975 E 550 N, DECATUR, IN 46733-7955 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 19, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Sep 14, 2017 | Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA |
| Jul 27, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 4, 2010 · Amount on File |
| Deed Sale | Mar 4, 2010 · Amount on File |
| Deed Document Number | 2010795 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IN |
| Property Address | 3975 E 550 N, DECATUR, IN 46733-7955 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022000259 |
|---|---|
| Date | Jan 19, 2022 |
| Instrument | 2022000259 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IN |
| Property Address | 3975 E 550 N, DECATUR, IN 46733-7955 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017003409 |
|---|---|
| Date | Sep 14, 2017 |
| Instrument | 2017003409 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 216 Months |
| Due | Sep 2, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ADAMS IN |
| Recording Date | Jul 27, 2017 |
| Property Address | 3975 E 550 N, DECATUR, IN 46733-7955 |
| Document Number | 2017002692 |
| Instrument Date | Jul 13, 2017 |
| Instrument | 2017002692 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3975 E 550 N, DECATUR, IN 46733-7955 |
The 2025 property tax bill for 3975 E 550 N was $867 with a homeowner's exemption, up 3% from the year before.
Source: Adams County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Adams County |
| County Subdivision | St. Marys Township |
| Unified School District | Adams Central Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $867.00 (+2.97%) Homeowner's exemption | $151,200 Land $24,900 Building $126,300 | $151,200 Land $24,900 Building $126,300 |
| 2024 | $842.00 (+10.5%) | ||
| 2023 | $762.00 (+13.56%) | $129,000 (+7.86%) Land $24,900 Building $104,100 | $129,000 (+7.86%) Land $24,900 Building $104,100 |
| 2022 | $671.00 | $119,600 Land $24,900 Building $94,700 | $119,600 Land $24,900 Building $94,700 |
| 2020 | $617.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3975 E 550 N in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Jun 2015 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3975 E 550 N has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: MetaLINK Technologies, Verizon, Watch TV.
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