3975 Deergrass Cir, Rocklin, CA 95677 Property Records

Placer County property record for 3975 Deergrass Cir, Rocklin, CA 95677

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,124 sqft · built 2018
Lot Size	0.172 acres (7,506 sqft)
Owner	2 Individual Names on Record
Last Sale	$563,500 (Jul 2018)
Tax Bill	$9,318 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Apr 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`400-010-023-000`

Property Details

APN / Parcel Number

Primary APN	`400-010-023-000`
Alternative APN	`400-010-023`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,124 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Lot Area	7,506 sqft (0.172 acres)
Garage Area	608 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	400-010-023
Street Address	3975 DEERGRASS CIR
City	ROCKLIN
State	CA
Zip	95677-4050
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 48 PARKLANDS SOUTH MOR DD-36
Legal Subdivision	PARKLANDS SOUTH
Legal Lot Number	48
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	2
Census Block	2052
Census Tract	21203

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3975 DEERGRASS CIR, ROCKLIN, CA 95677-4050
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOFI BANK NA
Apr 14, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PROSPERITY HOME MORTGAGE LLC
Oct 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Aug 12, 2019	Deed of Trust, Mortgage · FHA Mortgage RELIANCE FIRST CAP
Jul 19, 2018	Grant Deed, Transfer · Conventional Mortgage TAYLOR MORRISON HOME FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2018 · Amount on Record
Deed Sale	Jul 19, 2018 · Amount on Record
Deed Document Number	201851899
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3975 DEERGRASS CIR, ROCKLIN, CA 95677-4050
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3975 DEERGRASS CIR, ROCKLIN, CA 95677-4050

Mortgage

Document Number	0000071190
Date	Dec 18, 2025
Instrument	2025-0071190

Lender

Name	SOFI BANK NA
Type	Bank
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2046

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3975 DEERGRASS CIR, ROCKLIN, CA 95677-4050
Transaction Type	Mortgage
Record Updated	Apr 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3975 DEERGRASS CIR, ROCKLIN, CA 95677-4050

Mortgage

Document Number	0000019451
Date	Apr 14, 2023
Instrument	2023-0019451

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Type Change Date	May 1, 2024
Change Frequency	Annually
Min Rate At Change	4.99%
Max Rate At Change	11.4%
Index	1-Year T-Bill
Max Rate	14.4%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3975 DEERGRASS CIR, ROCKLIN, CA 95677-4050
Transaction Type	Mortgage
Record Updated	Oct 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3975 DEERGRASS CIR, ROCKLIN, CA 95677-4050

Mortgage

Document Number	0000077031
Date	Oct 13, 2022
Instrument	2022-0077031

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Nov 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3975 DEERGRASS CIR, ROCKLIN, CA 95677-4050
Document Number	0000059761
Instrument Date	Aug 12, 2019
Transaction Type	Mortgage
Record Updated	Aug 29, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3975 DEERGRASS CIR ROCKLIN CA 956774050, ROCKLIN, CA 95677-4050

Mortgage

Document Number	0000059761
Date	Aug 16, 2019
Instrument	59761

Lender

Name	RELIANCE FIRST CAP
Type	Funding / Finance Company
Address	BURBANK, CA 91502

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jul 19, 2018
Property Address	3975 DEERGRASS CIR, ROCKLIN, CA 95677-4050
Document Number	0000051899
Instrument Date	Jul 6, 2018
Instrument	51899
Transaction Type	Transfer
Record Updated	Jul 27, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$619.85
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3975 DEERGRASS CIR ROCKLIN CA 956774050, ROCKLIN, CA 95677-4050

Mortgage

Document Number	51900
Date	Jul 19, 2018
Instrument	51900

Lender

Name	TAYLOR MORRISON HOME FUNDING
Type	Funding / Finance Company
Address	MAITLAND, FL 32751

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2048

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Rocklin City
Unified School District	Rocklin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$631,820 (+2%) Land $142,225 Building $489,595
2025	$9,318.00 (+2.14%) Homeowner's exemption	$619,433 (+4.04%) Land $139,437 Building $479,996
2023	$9,123.00 (+2.44%) Homeowner's exemption	$595,381 Land $134,023 Building $461,358
2022	$8,906.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	3 (1995)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Zeta Broadband.

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