3975 Cochran Rd SW, Concord, NC 28027 Property Records

Cabarrus County property record for 3975 Cochran Rd SW, Concord, NC 28027

Property Summary

Property Type	Single Family Home
Lot Size	15.6 acres (683,021 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Jan 2011)
Tax Bill	$144 (2023)
Deeds & Mortgages	Nov 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`5508 95 9976`

Property Details

APN / Parcel Number

Primary APN	`5508 95 9976`
Alternative APNs	`02040 0002.100000` `55089587500000` `2586750`

Exterior

Lot Area	683,021 sqft (15.6 acres)
Lot Width	1,242 ft Width

Location & Zoning

Account Number	2586750
Street Address	3975 COCHRAN RD SW
City	CONCORD
State	NC
Zip	28027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	SE SIDE COCHRAN RD
Legal Subdivision	ROBERTA MILLS
Jurisdiction	CABARRUS NC
Township / Civil Division	2, POPLAR TENT
Census Block Group	2
Census Block	2037
Census Tract	42603

Owner

3975 Cochran Rd SW is owned by two individuals who bought it in January 2011.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3681 COCHRAN RD SW, CONCORD, NC 28027-8706
Owner Type	Individual
Vesting	Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2011 · Amount on File
Deed Sale	Jan 20, 2011 · Amount on File
Deed Book / Page	9450 / 156
Record Updated	Oct 29, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Nov 20, 2019
Property Address	3975 COCHRAN RD SW, CONCORD, NC 28027
Document Number	13851302
Book / Page	013851 / 000302
Instrument Date	Nov 19, 2019
Instrument	32362
Transaction Type	Transfer
Record Updated	Oct 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3925 COCHRAN RD SW CONCORD NC 280278710, CONCORD, NC 28027-8710

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,420
2024			$643,120 (-5.19%) Land $557,420 Building $85,700
2023	$144.00	$16,150	$678,350 Land $668,910 Building $9,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3975 Cochran Rd SW in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3975 Cochran Rd SW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	300 / 20
AT&T Fixed Wireless	100 / 20