3975 Brainerd Rd, Chattanooga, TN 37411 Property Records

Hamilton County property record for 3975 Brainerd Rd, Chattanooga, TN 37411

Property Summary

Property TypeReligious, Church, Worship (Synagogue, Temple, Parsonage)
Details11,421 sqft · built 1950
Lot Size2.91 acres (126,760 sqft)
OwnerCompany Name on Record
Last Sale$945,000 (Jun 2016)
Deeds & MortgagesJan 2019 Loan Modification
Mar 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN157G B 004

Property Details

APN / Parcel Number

Primary APN157G B 004
Alternative APN
  • 0000095942

Interior

Stories1 Story
Building Area11,421 sqft Total Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialWood Siding
Roof TypeWood Truss
Roof MaterialBuilt-Up Asphalt
Lot Area126,760 sqft (2.91 acres)
Lot Dimensions631 ft deep x 308 ft wide
Total Buildings4 Buildings

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number0000095942
Street Address3975 BRAINERD RD
CityCHATTANOOGA
StateTN
Zip37411-3703
Property CategoryOther
Property TypeOther > Religious, Church, Worship (Synagogue, Temple, Parsonage)
Local Zoning CodeC2
Legal DescriptionLTS 2 3 BELVOIR CENTER PB43 PG6
Legal SubdivisionBELVOIR CENTER
Legal Lot Number2,3
JurisdictionHAMILTON TN
Township / Civil Division5
Census Block Group1
Census Block1026
Census Tract2900

Owner

Source: Hamilton County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address122 BUCKHORN TRL, HAMILTON, AL 35570-9670
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2019Loan Modification, Mortgage
SMARTBANK
Mar 16, 2018Loan Modification, Mortgage · Line of Credit
SMARTBANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 22, 2016 · Amount on Record
Deed SaleJun 22, 2016 · Amount on Record
Prior SaleOct 31, 2008 · Amount on Record
Deed Document Number2016176
Deed Book / Page10776 / 889
Prior Transfer DateSep 18, 2001
Prior Transfer Doc0005992796
Record UpdatedJun 8, 2026

January 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHAMILTON TN
Property Address3975 BRAINERD RD, CHATTANOOGA, TN 37411-3741
Document Number0204000124
Instrument DateJan 10, 2019
Transaction TypeMortgage
Record UpdatedFeb 21, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3975 BRAINERD RD CHATTANOOGA TN 374113741, CHATTANOOGA, TN 37411-3741

Mortgage

Document Number0204000124
DateFeb 4, 2019
Book Page011557/000609
Instrument190204000124
Lender
NameSMARTBANK
TypeBank
AddressCHATTANOOGA, TN 37421
Agreement
AmountAmount Recorded
Term120 Months
DueFeb 3, 2029

March 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHAMILTON TN
Property Address3975 BRAINERD RD, CHATTANOOGA, TN 37411-3741
Document Number0000000148
Instrument DateMar 16, 2018
Transaction TypeMortgage
Record UpdatedApr 12, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address3975 BRAINERD RD CHATTANOOGA TN 374113741, CHATTANOOGA, TN 37411-3741

Mortgage

Document Number0000000148
DateMar 29, 2018
Book Page011305/000881
Instrument148
Lender
NameSMARTBANK
TypeBank
AddressCHATTANOOGA, TN 37421
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Market Value
2025Additional exemption filed$1,270,800 (-2.27%) Land $532,400 Building $738,400
2024Additional exemption filed$1,300,300 (-) Land $532,400 Building $767,900
2023Additional exemption filed$1,300,300 (-) Land $532,400 Building $767,900
2022Additional exemption filed$1,300,300 Land $532,400 Building $767,900

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1978)
Most Recent ClaimApr 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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