3975 Bonstead Rd, Clay, NY 13041 Property Records

Onondaga County and Clay Town property record for 3975 Bonstead Rd, Clay, NY 13041

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,850 sqft · built 1962
Lot Size	2.12 acres (92,347 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Jul 2026)
Tax Bill	$7,526 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`312489 025.-01-12.0`

Property Details

APN / Parcel Number

Primary APN	`312489 025.-01-12.0`
Alternative APN	`248902500000010120000000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,850 sqft Living Area
1st Floor Area	925 sqft
2nd Floor Area	925 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	92,347 sqft (2.12 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Porch	Slab
Porch Area	540 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3975 BONSTEAD RD
City	CLAY
State	NY
Zip	13041-9628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Description	FL 16 & 15 1170284
Legal Block	1
Legal Lot Number	12.000
Jurisdiction	ONONDAGA NY
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3009
Census Tract	11300

Owner

Source: Onondaga County and Clay Town records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7566 VAN BUREN RD, BALDWINSVILLE, NY 13027-9800
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Executor's Deed, Transfer · Stand-Alone First Mortgage ROBERT L BRENT
Oct 7, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage M & T INVESTMENT GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2026 · Amount on Record
Deed Sale	Jul 14, 2026 · Amount on Record
Prior Sale	Oct 7, 2019 · Amount on Record
Deed Document Number	202622516
Record Updated	Oct 29, 2026

July 2026: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	ONONDAGA NY
Recording Date	Jul 14, 2026
Property Address	3975 BONSTEAD RD, CLAY, NY 13041-9628
Document Number	0000022516
Instrument Date	Jul 2, 2026
Instrument	202622516
Transaction Type	Transfer
Record Updated	Aug 5, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7566 VAN BUREN RD, BALDWINSVILLE, NY 13027-9800

Mortgage

Date	Jul 14, 2026

Lender

Name	ROBERT L BRENT

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate	6.53%
Max Rate	-1%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONONDAGA NY
Recording Date	Oct 7, 2019
Property Address	3975 BONSTEAD RD, CLAY, NY 13041-9628
Document Number	2019000037550
Instrument Date	Oct 2, 2019
Instrument	20190-00037550
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	452 HIDDEN FALLS RD, TULLY, NY 13159-9516

Mortgage

Document Number	19000037551
Date	Oct 7, 2019
Instrument	190-00037551

Lender

Name	M & T INVESTMENT GROUP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Onondaga County and Clay Town assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	New York
County	Onondaga County
County Subdivision	Clay Town
Unified School District	Phoenix Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,526.00	$8,900 (-) Land $1,200 Building $7,700	$370,833 (+24.17%) Land $50,000 Building $320,833
2023	Homeowner's exemption Senior Citizen's exemption Veteran's exemption	$8,900 Land $1,200 Building $7,700	$298,658 Land $40,268 Building $258,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Nearby Flood Policies	30 in force
Nearby Flood Claims	23 (1979–2011)
Claims Outside the SFHA	5 of 23
Most Recent Claim	Apr 2011 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCWA public/private · serves 350,000 people · EPA ID NY3304336
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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