3975 Avalon St, Tracy, CA 95377 Property Records

San Joaquin County property record for 3975 Avalon St, Tracy, CA 95377 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms5 Baths
Year BuiltBuilt 2017
Square Footage3,565 sqft Living Area
Lot Size6,000 sqft (0.137 acres)
OccupancyOwner Occupied
Last Sale$1,207,500 (2024)
Tax Bill$17,907.00 (2025)

Property Details

APN / Parcel Number

Primary APN240-700-240-000

Interior

Bedrooms4 Beds
Full Baths5 Baths
Building Area3,565 sqft Living Area
Stories2 Stories

Exterior

Year BuiltBuilt 2017
Architectural StyleCustom Design Style
Construction TypeWood Construction
Lot Area6,000 sqft (0.137 acres)
Parking Spaces2 Parking Spaces
Garage TypeMixed Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address3975 AVALON ST
CityTRACY
StateCA
Zip95377-8432
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description16-FM PT 240-140-31 PER ELLIS PHASE 1A
Legal Subdivision3764 ELLIS PH 1A
JurisdictionSAN JOAQUIN CA
Minor Civil DivisionTRACY
Census Blockgroup2
Census Block2073
Census Tract5213

Owner

Source: San Joaquin County records · APN 240-700-240-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3975 AVALON ST, TRACY, CA 95377-8432
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 06, 2026Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Apr 02, 2024Deed of Trust, Mortgage · Line of Credit
THE GOLDEN 1 CU
Jan 31, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Mar 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
May 01, 2019Deed of Trust, Mortgage · Conventional Mortgage
JG WENTWORTH HM LNDG
May 25, 2018Grant Deed, Transfer · Conventional Mortgage
EAGLE HM MTG/CA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 30, 2024 · Amount on Record
Deed SaleAug 30, 2024 · Amount on Record
Prior SaleMay 25, 2018 · Amount on Record
Deed Doc Number2024-073185
Record RefreshedJun 08, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address3975 AVALON ST, TRACY, CA 95377-8432
Transaction TypeMortgage
Record UpdatedJan 22, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3975 AVALON ST, TRACY, CA 95377-8432

Mortgage

Document Number0000000712
DateJan 06, 2026
Instrument2026-000712
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.37%
Type Change DateJan 01, 2033
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change10.3%
Index52-Week T-Bill (1-Year)
Max Rate10.3%

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address3975 AVALON ST, TRACY, CA 95377-8432
Transaction TypeMortgage
Record UpdatedMay 07, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address3975 AVALON ST, TRACY, CA 95377-8432

Mortgage

Document Number0000026952
DateApr 02, 2024
Instrument2024-026952
Lender
NameTHE GOLDEN 1 CU
TypeCredit Union
AddressSACRAMENTO, CA 95826
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 01, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address3975 AVALON ST, TRACY, CA 95377-8432
Transaction TypeMortgage
Record UpdatedAug 25, 2022
Title CompanySOLIDIFI TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013364
DateJan 31, 2020
Instrument2020-013364
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMELVILLE, NY 11747
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2050

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address3975 AVALON ST, TRACY, CA 95377-8432
Transaction TypeMortgage
Record UpdatedAug 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3975 AVALON ST, TRACY, CA 95377-8432

Mortgage

Document Number0000051615
DateMar 23, 2021
Instrument2021-051615
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address3975 AVALON ST, TRACY, CA 95377-8432
Document Number0000052954
Instrument DateMay 01, 2019
Transaction TypeMortgage
Record UpdatedJun 10, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address3975 AVALON ST TRACY CA 953778432, TRACY, CA 95377-8432

Mortgage

Document Number0000052954
DateMay 22, 2019
Instrument52954
Lender
NameJG WENTWORTH HM LNDG
AddressWOODBRIDGE, VA 22192
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 21, 2049

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateMay 25, 2018
Property Address3975 AVALON ST, TRACY, CA 95377-8432
Document Number0000058193
Instrument DateMay 24, 2018
Instrument58193
Transaction TypeTransfer
Record UpdatedJun 12, 2018
Title CompanyNORTH AMERICAN TITLE CONCORD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$781.00
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address3975 AVALON ST TRACY CA 953778432, TRACY, CA 95377-8432

Mortgage

Document Number58194
DateMay 25, 2018
Instrument58194
Lender
NameEAGLE HM MTG/CA
TypeMortgage Company
AddressCORONA, CA 92800
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 24, 2048

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Secondary School DistrictTracy Unified School District (9-12) (09 - 12)
Elementary School DistrictJefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$17,907.00 (+37.08%)$1,207,500 (+55.53%) Land $200,000 Building $1,007,500
2023$13,063.00 (+2.09%)$776,375 Land $131,236 Building $645,139
2022$12,796.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 49% of the US · above 29% of California
Wildfire LikelihoodAbout 1 in 1,010 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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