Indian River County property record for 3975 46th Pl, Vero Beach, FL 32967
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 960 sqft · built 1965 |
| Lot Size | 0.139 acres (6,098 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $220,000 (Oct 2023) |
| Tax Bill | $2,183 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Dec 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-39-22-00002-0030-00005.0 |
| Primary APN | 32-39-22-00002-0030-00005.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Utility Area | 88 sqft |
| Utility Room | Utility Room |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1965 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Tar & Gravel |
| Lot Area | 6,098 sqft (0.139 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 216 sqft |
| Driveway | Driveway |
| Driveway Area | 300 sqft |
| Porch | Enclosed Porch |
| Porch Area | 338 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 47599 |
|---|---|
| Street Address | 3975 46TH PL |
| City | VERO BEACH |
| State | FL |
| Zip | 32967-1162 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | PINEVIEW PARK UNIT NO 2 BLK 3 LOT 5 PBI 7-44 |
| Legal Range | 39 |
| Legal Township | 32 |
| Legal Section | 22 |
| Legal Subdivision | PINEVIEW PARK UNIT NO 2 |
| Legal Block | 3 |
| Legal Lot Number | 5 |
| Legal Unit | 2 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 50303 |
Source: Indian River County records, as of March 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3975 46TH PL, VERO BEACH, FL 32967-1162 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 5, 2023 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Dec 19, 2019 | Quit Claim Deed, Transfer · Line of Credit LIMA ONE CAP |
| Feb 15, 2019 | Warranty Deed, Transfer · Construction Mortgage LIMA ONE CAP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2023 · Amount on Record |
| Deed Sale | Oct 5, 2023 · Amount on Record |
| Prior Sale | Dec 19, 2019 |
| Deed Document Number | 3120230050352 |
| Deed Book / Page | 3654 / 549 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Oct 5, 2023 |
| Property Address | 3975 46TH PL, VERO BEACH, FL 32967-1162 |
| Document Number | 0036540549 |
| Book / Page | 3654 / 549 |
| Map Reference | MB 7 PG 44 |
| Instrument Date | Sep 25, 2023 |
| Instrument | 3120230050352 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,540.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1314 E LAS OLAS BLVD # BLVD1210, BLVD1210, FORT LAUDERDALE, FL 33301-2334 |
| Name | Verified Name |
|---|---|
| Address | 3975 46TH PL, VERO BEACH, FL 32967-1162 |
| Document Number | 0003654554 |
|---|---|
| Date | Oct 5, 2023 |
| Instrument | 3654/554 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Dec 19, 2019 |
| Property Address | 3975 46TH PL, VERO BEACH, FL 32967-1162 |
| Document Number | 0032630146 |
| Book / Page | 003263 / 000146 |
| Instrument Date | Dec 16, 2019 |
| Instrument | 73603 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1314 E LAS OLAS BLVD #1210 FORT LAUDERDALE FL 333012334, 1210, FORT LAUDERDALE, FL 33301-2334 |
| Document Number | 32630148 |
|---|---|
| Date | Dec 19, 2019 |
| Book Page | 003263/000148 |
| Instrument | 73604 |
| Name | LIMA ONE CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | GREENVILLE, SC 29601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 18, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Feb 15, 2019 |
| Property Address | 3975 46TH PL, VERO BEACH, FL 32967-1162 |
| Document Number | 0031841457 |
| Book / Page | 003184 / 001457 |
| Instrument Date | Feb 9, 2019 |
| Instrument | 9596 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $595.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1314 E LAS OLAS BLVD #1210 FORT LAUDERDALE FL 333012334, 1210, FORT LAUDERDALE, FL 33301-2334 |
| Document Number | 31841465 |
|---|---|
| Date | Feb 15, 2019 |
| Book Page | 003184/001465 |
| Instrument | 9600 |
| Name | LIMA ONE CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | GREENVILLE, SC 29601 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 14, 2020 |
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,183.00 (+80.86%) | $165,109 (+101.16%) | $165,624 (+101.79%) Land $22,950 Building $142,674 |
| 2023 | $1,207.00 (+9.53%) | $82,079 (+14.18%) Land $16,575 Building $65,504 | $82,079 (+14.18%) Land $16,575 Building $65,504 |
| 2022 | $1,102.00 | $71,885 Land $14,025 Building $57,860 | $71,885 Land $14,025 Building $57,860 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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